{"id":1343,"date":"2022-10-03T18:44:39","date_gmt":"2022-10-03T16:44:39","guid":{"rendered":"https:\/\/www.solubet.sk\/?page_id=1343"},"modified":"2023-04-26T22:24:27","modified_gmt":"2023-04-26T20:24:27","slug":"financne-produkty","status":"publish","type":"page","link":"https:\/\/www.solubet.sk\/?page_id=1343","title":{"rendered":"Finan\u010dn\u00e9 produkty"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1343\" class=\"elementor elementor-1343\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d3d7c69 elementor-section-content-middle elementor-reverse-tablet elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d3d7c69\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9aac61f\" data-id=\"9aac61f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d2718f3 elementor-widget elementor-widget-heading\" data-id=\"d2718f3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.6 - 15-09-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Finan\u010dn\u00e9 produkty<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c366d51 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c366d51\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.6 - 15-09-2022 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#2c2c2c;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:-webkit-box;display:-ms-flexbox;display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);-ms-flex-negative:0;flex-shrink:0}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size)}.elementor-widget-divider .elementor-divider-separator{display:-webkit-box;display:-ms-flexbox;display:flex;margin:0;direction:ltr}.elementor-widget-divider--view-line_icon .elementor-divider-separator,.elementor-widget-divider--view-line_text .elementor-divider-separator{-webkit-box-align:center;-ms-flex-align:center;align-items:center}.elementor-widget-divider--view-line_icon .elementor-divider-separator:after,.elementor-widget-divider--view-line_icon .elementor-divider-separator:before,.elementor-widget-divider--view-line_text .elementor-divider-separator:after,.elementor-widget-divider--view-line_text .elementor-divider-separator:before{display:block;content:\"\";border-bottom:0;-webkit-box-flex:1;-ms-flex-positive:1;flex-grow:1;border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--element-align-left .elementor-divider .elementor-divider-separator>.elementor-divider__svg:first-of-type{-webkit-box-flex:0;-ms-flex-positive:0;flex-grow:0;-ms-flex-negative:100;flex-shrink:100}.elementor-widget-divider--element-align-left .elementor-divider-separator:before{content:none}.elementor-widget-divider--element-align-left .elementor-divider__element{margin-left:0}.elementor-widget-divider--element-align-right .elementor-divider .elementor-divider-separator>.elementor-divider__svg:last-of-type{-webkit-box-flex:0;-ms-flex-positive:0;flex-grow:0;-ms-flex-negative:100;flex-shrink:100}.elementor-widget-divider--element-align-right .elementor-divider-separator:after{content:none}.elementor-widget-divider--element-align-right .elementor-divider__element{margin-right:0}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--separator-type-pattern{--divider-border-style:none}.elementor-widget-divider--separator-type-pattern.elementor-widget-divider--view-line .elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-container>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow,0)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b409a3f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b409a3f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-ecd0481\" data-id=\"ecd0481\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d546cb elementor-widget elementor-widget-heading\" data-id=\"5d546cb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#hypoteky\">HYPOT\u00e9ky<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-dff5f26\" data-id=\"dff5f26\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-852b118 elementor-widget elementor-widget-heading\" data-id=\"852b118\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#kreditne_karty\">kreditne karty<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-823e6b5\" data-id=\"823e6b5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b95e4c1 elementor-widget elementor-widget-heading\" data-id=\"b95e4c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#sporenie\">sporenie<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-204b45a\" data-id=\"204b45a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b168604 elementor-widget elementor-widget-heading\" data-id=\"b168604\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#uvery_a_pozicky\">\u00favery a p\u00f4\u017ei\u010dky<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2dc669b elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2dc669b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4272d58\" data-id=\"4272d58\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79cafc2 elementor-widget elementor-widget-menu-anchor\" data-id=\"79cafc2\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.6 - 15-09-2022 *\/\nbody.elementor-page .elementor-widget-menu-anchor{margin-bottom:0}<\/style>\t\t<div id=\"hypoteky\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c539e7f elementor-widget elementor-widget-heading\" data-id=\"c539e7f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:32px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">HYPOT\u00c9KY<\/span><\/span><\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d8dfb6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0d8dfb6\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a5352c elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a5352c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f73d8bd\" data-id=\"f73d8bd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8b63da4 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8b63da4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b9079b8\" data-id=\"b9079b8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-36a32da elementor-widget elementor-widget-image\" data-id=\"36a32da\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.6 - 15-09-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/girl-playing-with-a-wooden-toy-house-3933028-scaled-e1664816234762-pvofvwhfa4xw77thxpwo071rg7n3gyk1seyfzv8o6w.jpg\" title=\"girl-playing-with-a-wooden-toy-house-3933028\" alt=\"girl-playing-with-a-wooden-toy-house-3933028\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d617d46\" data-id=\"d617d46\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1818d52 elementor-widget elementor-widget-heading\" data-id=\"1818d52\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">Hypot\u00e9ky - klasick\u00e9 (na dom alebo byt)<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cc8d50 elementor-widget elementor-widget-text-editor\" data-id=\"4cc8d50\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.6 - 15-09-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Hypot\u00e9ky a hypotek\u00e1rne \u00favery s\u00fa \u00fa\u010delov\u00e9 \u00favery poskytovan\u00e9 na invest\u00edcie do nehnute\u013enost\u00ed. Ak sa pr\u00e1ve rozhodujete o k\u00fape domu, bytu alebo pozemku na hypot\u00e9ku a chcete vedie\u0165, v ktorej banke z\u00edskate najv\u00fdhodnej\u0161\u00ed hypotek\u00e1rny \u00faver s najni\u017e\u0161\u00edm \u00farokom, porad\u00edme V\u00e1m. Zorientova\u0165 sa v s\u00fa\u010dasnej ponuke desiatok hypotek\u00e1rnych \u00faverov nie je v\u00f4bec jednoduch\u00e9. Aby ste nemuseli str\u00e1ca\u0165 \u010das h\u013eadan\u00edm aktu\u00e1lnych \u00farokov\u00fdch sadzieb a poplatkov na internetov\u00fdch str\u00e1nkach jednotliv\u00fdch b\u00e1nk alebo ich osobnou n\u00e1v\u0161tevou sprav\u00edme to za V\u00e1s.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9bd201c elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9bd201c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e8c99ab\" data-id=\"e8c99ab\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8ce52b elementor-widget elementor-widget-heading\" data-id=\"e8ce52b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">Refinancovanie, prefinancovanie, splatenie hypot\u00e9ky<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91af307 elementor-widget elementor-widget-text-editor\" data-id=\"91af307\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Hypot\u00e9ky ur\u010den\u00e9 na refinancovanie s\u00fa v poslednej dobe \u010doraz ob\u013e\u00fabenej\u0161\u00edm typom \u00faveru. Spr\u00e1vnym refinancovan\u00edm mo\u017eno toti\u017e v strednodobom a dlhodobom horizonte u\u0161etri\u0165 nemal\u00e9 finan\u010dn\u00e9 prostriedky. Napr\u00edklad na novej hypot\u00e9ke, ktor\u00e1 bude ma\u0165 o desatinu ni\u017e\u0161\u00ed \u00farok ako mala prefinancovan\u00e1 hypot\u00e9ka, mo\u017eno po\u010das 20 rokov spl\u00e1cania u\u0161etri\u0165 na celkovom preplaten\u00ed stovky a\u017e tis\u00edce eur.<span class=\"wixGuard\">\u200b<\/span><\/p><p class=\"font_8\">Prostredn\u00edctvom hypot\u00e9ky ur\u010denej na refinancovanie m\u00f4\u017eete splati\u0165 ak\u00fako\u013evek hypot\u00e9ku alebo \u00faver ur\u010den\u00fd na b\u00fdvanie, ktor\u00fd je zabezpe\u010den\u00fd z\u00e1lo\u017en\u00fdm pr\u00e1vom k nehnute\u013enosti. Refinancova\u0165 hypot\u00e9ku mo\u017eno kedyko\u013evek, najviac sa to v\u0161ak oplat\u00ed v \u010dase konca fix\u00e1cie \u00farokovej sadzby s\u00fa\u010dasnej hypot\u00e9ky, preto\u017ee mimo tejto doby je splatenie hypot\u00e9ky spoplatnen\u00e9.<span class=\"wixGuard\">\u200b<\/span><\/p><p class=\"font_8\">Banky maj\u00fa povinnos\u0165 oznamova\u0165 klientom nov\u00e9 \u00farokov\u00e9 sadzby hypot\u00e9ky najnesk\u00f4r 2 mesiace pred uplynut\u00edm doby fix\u00e1cie \u00faroku. Dva mesiace s\u00fa dostato\u010dne dlhou dobou na porovnanie pon\u00fak hypotek\u00e1rnych \u00faverov konkuren\u010dn\u00fdch b\u00e1nk a v pr\u00edpade n\u00e1jdenia v\u00fdhodnej\u0161ej hypot\u00e9ky aj na jej vybavenie a splatenie p\u00f4vodnej hypot\u00e9ky. Na konci doby fix\u00e1cie \u00faroku je pred\u010dasn\u00e9 splatenie hypot\u00e9ky bez poplatku.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-04edf06\" data-id=\"04edf06\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f4efea8 elementor-widget elementor-widget-image\" data-id=\"f4efea8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/hand-rich-money-gold-3943749-scaled-pvog1a46e0cdsdcyd8ayllrqs797pbupor31x9l070.jpg\" title=\"hand-rich-money-gold-3943749\" alt=\"hand-rich-money-gold-3943749\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b0f0623 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b0f0623\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-04a887b\" data-id=\"04a887b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c05d60e elementor-widget elementor-widget-menu-anchor\" data-id=\"c05d60e\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"kreditne_karty\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18b31db elementor-widget elementor-widget-heading\" data-id=\"18b31db\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:32px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">KREDITN\u00c9 KARTY<\/span><\/span><\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5351fd1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5351fd1\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39acdce elementor-widget elementor-widget-text-editor\" data-id=\"39acdce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Kreditn\u00e1 karta je vo svojej podstate bez\u00fa\u010delov\u00fd \u00faver pou\u017eite\u013en\u00fd na \u010doko\u013evek. Hlavn\u00fdmi v\u00fdhodami s\u00fa bez\u00faro\u010dn\u00e9 obdobie, revolvingov\u00fd charakter \u00faveru (po splaten\u00ed je \u00faver znova k dispoz\u00edcii) a mo\u017enos\u0165 \u010derpa\u0165 prostriedky z karty hotovostn\u00fdm aj bezhotovostn\u00fdm sp\u00f4sobom.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1040f34 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1040f34\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c838a22\" data-id=\"c838a22\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-357187d elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"357187d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a1eb98b\" data-id=\"a1eb98b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-83ac31a elementor-widget elementor-widget-image\" data-id=\"83ac31a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/shopping-business-money-pay-50987-scaled-pvog632hbivpz510h4d60mjj4hg8uwzd6tdt5s54s8.jpg\" title=\"shopping-business-money-pay-50987\" alt=\"shopping-business-money-pay-50987\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6a31003\" data-id=\"6a31003\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3adfc1 elementor-widget elementor-widget-heading\" data-id=\"e3adfc1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">Klasick\u00e9 kreditn\u00e9 karty)<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2681cd elementor-widget elementor-widget-text-editor\" data-id=\"e2681cd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Karty maj\u00fa r\u00f4zne parametre \u00faroku, \u00faverov\u00e9ho limitu, minim\u00e1lnej mesa\u010dnej spl\u00e1tky, bez\u00faro\u010dn\u00e9ho obdobia alebo ro\u010dn\u00fdch poplatkov. Niektor\u00e9 banky pon\u00fakaj\u00fa odpustenie poplatkov v z\u00e1vislosti od obratu na karte.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-773ff50 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"773ff50\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2e1deb7\" data-id=\"2e1deb7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-83ced5b elementor-widget elementor-widget-heading\" data-id=\"83ced5b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">Cash-back kreditn\u00e9 karty<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0c9ca3 elementor-widget elementor-widget-text-editor\" data-id=\"b0c9ca3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Karty maj\u00fa r\u00f4zne parametre \u00faroku, \u00faverov\u00e9ho limitu, minim\u00e1lnej mesa\u010dnej spl\u00e1tky, bez\u00faro\u010dn\u00e9ho obdobia alebo ro\u010dn\u00fdch poplatkov. Niektor\u00e9 banky pon\u00fakaj\u00fa odpustenie poplatkov v z\u00e1vislosti od obratu na karte.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3813f21\" data-id=\"3813f21\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b0407c elementor-widget elementor-widget-image\" data-id=\"6b0407c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/man-holding-u-s-dollar-banknotes-and-black-leather-bi-fold-929288-scaled-pvog7yquzlgd72aphxmb05gpw86o94g1g4crppcsc8.jpg\" title=\"man-holding-u-s-dollar-banknotes-and-black-leather-bi-fold-929288\" alt=\"man-holding-u-s-dollar-banknotes-and-black-leather-bi-fold-929288\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a3832e5 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a3832e5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-99015e6\" data-id=\"99015e6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-01396c7 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"01396c7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3faff34\" data-id=\"3faff34\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fb5cf1 elementor-widget elementor-widget-image\" data-id=\"2fb5cf1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/woman-holding-card-while-operating-silver-laptop-919436-scaled-pvog935x5gzp2anzxx39hd9jfsngg3whxoenclouwo.jpg\" title=\"woman-holding-card-while-operating-silver-laptop-919436\" alt=\"woman-holding-card-while-operating-silver-laptop-919436\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-14a2e74\" data-id=\"14a2e74\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a188833 elementor-widget elementor-widget-heading\" data-id=\"a188833\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">Vernostn\u00e9 kreditn\u00e9 karty)<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f15f51 elementor-widget elementor-widget-text-editor\" data-id=\"3f15f51\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Vernostn\u00e9 kreditn\u00e9 karty s\u00fa vyd\u00e1van\u00e9 v spolupr\u00e1ci s ve\u013ek\u00fdmi obchodn\u00fdmi re\u0165azcami, pois\u0165ov\u0148ami, telekomunika\u010dn\u00fdmi oper\u00e1tormi alebo in\u00fdmi ziskov\u00fdmi \u010di neziskov\u00fdmi organiz\u00e1ciami. Za pou\u017e\u00edvanie vernostnej kreditky obvykle z\u00edskavate odmeny vo forme zliav alebo bodov. \u010casto s\u00fa v\u00fdhodnej\u0161ie a lacnej\u0161ie ako klasick\u00e9 bankov\u00e9 kreditn\u00e9 karty bez benefitov.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-21d49e7 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21d49e7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-148bc26\" data-id=\"148bc26\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cb0c1ff elementor-widget elementor-widget-heading\" data-id=\"cb0c1ff\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">Prest\u00ed\u017ene kreditn\u00e9 karty<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e02eae7 elementor-widget elementor-widget-text-editor\" data-id=\"e02eae7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Zlat\u00e9, platinov\u00e9 a premium kreditn\u00e9 karty prin\u00e1\u0161aj\u00fa istotu a z\u00e1rove\u0148 exkluzivitu. S\u00fa ur\u010den\u00e9 pre bonitn\u00fdch z\u00e1kazn\u00edkov s pr\u00edjmom aspo\u0148 1 000 a\u017e 1 500 \u20ac. Pon\u00fakaj\u00fa vysok\u00e9 \u00faverov\u00e9 limity, nad\u0161tandardn\u00e9 slu\u017eby a r\u00f4zne druhy poistenia zahrnut\u00e9 v cene alebo ako volite\u013en\u00fd doplnok ku kreditnej karte.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-20477e1\" data-id=\"20477e1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5a84ce elementor-widget elementor-widget-image\" data-id=\"b5a84ce\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/master-card-visa-credit-card-gold-164501-scaled-pvogbgp8fe8i6ijlweq30prhaxpr9mchap0x0awjno.jpg\" title=\"master-card-visa-credit-card-gold-164501\" alt=\"master-card-visa-credit-card-gold-164501\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-83bf361 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"83bf361\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-300ceda\" data-id=\"300ceda\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0728b96 elementor-widget elementor-widget-menu-anchor\" data-id=\"0728b96\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"sporenie\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04bb346 elementor-widget elementor-widget-heading\" data-id=\"04bb346\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:32px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">SPORENIE<\/span><\/span><\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e423dbc elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e423dbc\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7907594 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7907594\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1c3b5b6\" data-id=\"1c3b5b6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aeab2b9 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aeab2b9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-eb65b0b\" data-id=\"eb65b0b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-628dec2 elementor-widget elementor-widget-image\" data-id=\"628dec2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/abundance-bank-banking-banknotes-259027-scaled-pvogdlrzzt6auu3skddpyq8a7gdyfqu2819ndgzr08.jpg\" title=\"abundance-bank-banking-banknotes-259027\" alt=\"abundance-bank-banking-banknotes-259027\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9b705c4\" data-id=\"9b705c4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-533f315 elementor-widget elementor-widget-heading\" data-id=\"533f315\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">Term\u00ednovan\u00e9 vklady<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51031b3 elementor-widget elementor-widget-text-editor\" data-id=\"51031b3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Term\u00ednovan\u00fd vklad je najpopul\u00e1rnej\u0161\u00edm produktom na sporenie. Pri zalo\u017een\u00ed term\u00ednovan\u00e9ho vkladu si vyber\u00e1te dobu fix\u00e1cie, po\u010das ktorej bud\u00fa peniaze na term\u00ednovanom \u00fa\u010dte viazan\u00e9. Term\u00ednovan\u00e9 vklady maj\u00fa fix\u00e1cie od 1 mesiaca do 60 mesiacov. V\u0161eobecne plat\u00ed: \u010d\u00edm dlh\u0161ia doba fix\u00e1cie, t\u00fdm lep\u0161\u00ed \u00farok.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-779178f elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"779178f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c02476c\" data-id=\"c02476c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8141386 elementor-widget elementor-widget-heading\" data-id=\"8141386\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">Vkladov\u00e9 kni\u017eky<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ab4445 elementor-widget elementor-widget-text-editor\" data-id=\"6ab4445\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Vkladn\u00e1 kni\u017eka predstavuje klasick\u00fd sp\u00f4sob sporenia, ktor\u00fd je st\u00e1le popul\u00e1rny. Ak si vezmete vkladn\u00fa kni\u017eku bez v\u00fdpovednej lehoty, peniaze budete m\u00f4c\u0165 z vkladnej kni\u017eky vybera\u0165 kedyko\u013evek bez toho, aby ste to vopred oznamovali banke. Pri vkladn\u00fdch kni\u017ek\u00e1ch s v\u00fdpovednou lehotou mus\u00edte banke dopredu ozn\u00e1mi\u0165, kedy chcete z vkladnej kni\u017eky uskuto\u010dni\u0165 v\u00fdber. V\u00fdpovedn\u00e1 lehota je \u010das, ktor\u00fd mus\u00edte od ozn\u00e1menia v\u00fdberu po\u010dka\u0165. Pohybuje sa od 1 mesiaca do 24 mesiacov. V\u0161eobecne plat\u00ed: \u010d\u00edm dlh\u0161ia v\u00fdpovedn\u00e1 lehota, t\u00fdm lep\u0161\u00ed \u00farok.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e56c301\" data-id=\"e56c301\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6fc341c elementor-widget elementor-widget-image\" data-id=\"6fc341c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/book-checked-hand-holding-1579-scaled-pvogendjl6lrr8l6gtmsqgqpyv8mzmzbp7d2kjg03c.jpg\" title=\"book-checked-hand-holding-1579\" alt=\"book-checked-hand-holding-1579\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f99e439 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f99e439\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ecaf138\" data-id=\"ecaf138\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8cd3393 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8cd3393\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-117dc2e\" data-id=\"117dc2e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89a6362 elementor-widget elementor-widget-image\" data-id=\"89a6362\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/person-holding-coin-1602726-scaled-pvogfqus1bunji0y74644y3r5dr95uhe8792rw5el0.jpg\" title=\"person-holding-coin-1602726\" alt=\"person-holding-coin-1602726\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b842444\" data-id=\"b842444\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78b1f09 elementor-widget elementor-widget-heading\" data-id=\"78b1f09\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">Sporiace \u00fa\u010dty<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69b7215 elementor-widget elementor-widget-text-editor\" data-id=\"69b7215\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Sporiace \u00fa\u010dty, vkladov\u00e9 \u00fa\u010dty a sporiace kont\u00e1 s\u00fa vkladov\u00e9 produkty ur\u010den\u00e9 pre zhodnotenie Va\u0161ich vo\u013en\u00fdch finan\u010dn\u00fdch prostriedkov. Z\u00e1kladn\u00fdmi charakteristikami sporiaceho \u00fa\u010dtu s\u00fa: zalo\u017eenie a vedenie \u00fa\u010dtu zadarmo, mo\u017enos\u0165 kedyko\u013evek realizova\u0165 bezhotovostn\u00fd vklad na \u00fa\u010det (prevodom z in\u00e9ho \u00fa\u010dtu),mo\u017enos\u0165 vybera\u0165 peniaze bez poplatkov (po splnen\u00ed podmienok banky).<\/p><p class=\"font_8\"><span class=\"wixGuard\">\u200b<\/span>V\u0161etky banky V\u00e1m umo\u017enia vybera\u0165 peniaze zo sporiaceho \u00fa\u010dtu zadarmo: pri \u00fa\u010dtoch s v\u00fdpovednou lehotou po jej uplynut\u00ed, pri \u00fa\u010dtoch bez v\u00fdpovednej lehoty kedyko\u013evek alebo len v presne stanoven\u00fdch term\u00ednoch, pod\u013ea podmienok konkr\u00e9tnej banky. Ostatn\u00e9 v\u00fdbery zo sporiaceho \u00fa\u010dtu bud\u00fa spoplatnen\u00e9 \u2013 naj\u010dastej\u0161ie ako % z pred\u010dasne vyberanej sumy. Pri niektor\u00fdch produktoch banka umo\u017e\u0148uje v\u00fdber len prevodom pe\u0148az\u00ed zo sporiaceho \u00fa\u010dtu na vopred ur\u010den\u00fd \u00fa\u010det.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d4549c9 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d4549c9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bb80b65\" data-id=\"bb80b65\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b02bb9b elementor-widget elementor-widget-heading\" data-id=\"b02bb9b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">Sporiace \u00fa\u010dty a vkladn\u00e9 kni\u017eky pre deti<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b92e1b6 elementor-widget elementor-widget-text-editor\" data-id=\"b92e1b6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Sporiace \u00fa\u010dty a vkladn\u00e9 kni\u017eky pre deti s\u00fa modern\u00fdm sp\u00f4sobom sporenia od narodenia die\u0165a\u0165a a\u017e do dov\u0155\u0161enia 18 rokov. Detsk\u00e9 vkladov\u00e9 produkty zv\u00e4\u010d\u0161a pon\u00fakaj\u00fa v\u00fdhodnej\u0161ie \u00faro\u010denie ako klasick\u00e9 produkty na sporenie pre dospel\u00fdch. Ich zriadenie a vedenie je zadarmo. Po\u010das ich trvania sa mo\u017eno stretn\u00fa\u0165 s r\u00f4znymi odmenami (za dobr\u00e9 vysved\u010denie, pri narodenin\u00e1ch die\u0165a\u0165a, za nevyberanie pe\u0148az\u00ed z vkladu a podobne).<span class=\"wixGuard\">\u200b<\/span><\/p><p class=\"font_8\">Sporiace \u00fa\u010dty pre deti s\u00fa pon\u00fakan\u00e9 bu\u010f s v\u00fdpovednou lehotou alebo bez v\u00fdpovednej lehoty. Pokia\u013e chcete ma\u0165 istotu pr\u00edstupu k na\u0161etren\u00fdm peniazom kedyko\u013evek, vyberte si \u00fa\u010det bez v\u00fdpovednej lehoty alebo len s kr\u00e1tkou v\u00fdpovednou lehotou. Banky pon\u00fakaj\u00fa sporiace \u00fa\u010dty pre deti s vy\u0161\u0161\u00edm \u00faro\u010den\u00edm a s r\u00f4znymi \u00farokov\u00fdmi bonusmi. M\u00f4\u017ee by\u0165 poplatok za pred\u010dasn\u00fd v\u00fdber alebo in\u00fa sankciu aj pri \u00fa\u010dtoch bez v\u00fdpovednej lehoty (napr\u00edklad vo forme zn\u00ed\u017eenia \u00farokov).<span class=\"wixGuard\">\u200b<\/span><\/p><p class=\"font_8\">Vkladn\u00e9 kni\u017eky pre deti s\u00fa postaven\u00e9 na podobnom princ\u00edpe ako sporiace \u00fa\u010dty pre deti. Banky ich tie\u017e pon\u00fakaj\u00fa bez v\u00fdpovednej lehoty alebo s v\u00fdpovednou lehotou. \u00daro\u010denie na vkladn\u00fdch kni\u017ek\u00e1ch pre deti je obvykle vy\u0161\u0161ie ako pri klasick\u00fdch vkladn\u00fdch kni\u017ek\u00e1ch pre dospel\u00fdch. Ich s\u00fa\u010das\u0165ou s\u00fa takisto r\u00f4zne odmeny a \u00farokov\u00e9 bonusy.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-aae68d4\" data-id=\"aae68d4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-94884f0 elementor-widget elementor-widget-image\" data-id=\"94884f0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/girl-playing-with-bubbles-1919030-scaled-pvoghjpmnsm0pfqcdrfj8zzwv92vwrfhl9ijwngqik.jpg\" title=\"girl-playing-with-bubbles-1919030\" alt=\"girl-playing-with-bubbles-1919030\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d743516 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d743516\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-616b3c1\" data-id=\"616b3c1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0052ae elementor-widget elementor-widget-menu-anchor\" data-id=\"c0052ae\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"uvery_a_pozicky\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecf7189 elementor-widget elementor-widget-heading\" data-id=\"ecf7189\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:32px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">\u00daVERY A P\u00f4\u017dI\u010cKY<\/span><\/span><\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc55394 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cc55394\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-be0c5f8 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"be0c5f8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f907b3e\" data-id=\"f907b3e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-77087e6 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"77087e6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4d4a438\" data-id=\"4d4a438\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a05aa53 elementor-widget elementor-widget-image\" data-id=\"a05aa53\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/photo-of-european-banknotes-4201343-scaled-pvogke61cqhzmmxdlgdn1885fbtsktqn0lvk7bzc5k.jpg\" title=\"photo-of-european-banknotes-4201343\" alt=\"photo-of-european-banknotes-4201343\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-928d4cf\" data-id=\"928d4cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b3a8a10 elementor-widget elementor-widget-heading\" data-id=\"b3a8a10\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">\u00davery na \u010doko\u013evek - bez\u00fa\u010delov\u00e9 \u00favery<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f68f4f elementor-widget elementor-widget-text-editor\" data-id=\"5f68f4f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Bez\u00fa\u010delov\u00e9 \u00favery s\u00fa \u00favery, pri ktor\u00fdch nie je nutn\u00e9 banke dokladova\u0165 \u00fa\u010del vyu\u017eitia po\u017ei\u010dan\u00fdch pe\u0148az\u00ed. Niekedy sa tie\u017e ozna\u010duj\u00fa ako \u00favery na \u010doko\u013evek, p\u00f4\u017ei\u010dky na \u010doko\u013evek, r\u00fdchle p\u00f4\u017ei\u010dky alebo po\u017ei\u010dky do 24 hod\u00edn. Banky pri t\u00fdchto \u00faveroch nesk\u00famaj\u00fa, na \u010do peniaze vyu\u017eijete, preto mo\u017eno peniaze z bez\u00fa\u010delov\u00e9ho \u00faveru pou\u017ei\u0165 aj na vyplatenie dlhov v inej banke alebo v nebankovej spolo\u010dnosti.<\/p><p class=\"font_8\">Pri v\u00e4\u010d\u0161ine bez\u00fa\u010delov\u00fdch \u00faverov a pri \u00faveroch a p\u00f4\u017ei\u010dk\u00e1ch v ni\u017e\u0161\u00edch sum\u00e1ch banky zabezpe\u010denie \u00faveru nevy\u017eaduj\u00fa.<span class=\"wixGuard\">\u200b<\/span><\/p><p class=\"font_8\">Pri vy\u0161\u0161\u00edch sum\u00e1ch b\u00fdva naj\u010dastej\u0161ou formou zabezpe\u010denia \u00faveru ru\u010dite\u013e. Pri niektor\u00fdch \u00faveroch banky vy\u017eaduj\u00fa zabezpe\u010denie finan\u010dn\u00fdmi prostriedkami (finan\u010dn\u00fdm ru\u010den\u00edm). Ak m\u00e1te \u00faspory viazan\u00e9 na term\u00ednovanom vklade alebo vkladnej kni\u017eke a potrebujete si r\u00fdchlo po\u017ei\u010da\u0165, banka V\u00e1m poskytne \u00faver, pri\u010dom peniaze ulo\u017een\u00e9 na vkladov\u00fdch \u00fa\u010dtoch posl\u00fa\u017eia ako jeho zabezpe\u010denie. V\u00fdhodu je, \u017ee \u00faver V\u00e1m m\u00f4\u017ee svojimi \u00fasporami zabezpe\u010di\u0165 aj in\u00e1 osoba.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e45b1e7 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e45b1e7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7e3e24a\" data-id=\"7e3e24a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ebc33ae elementor-widget elementor-widget-heading\" data-id=\"ebc33ae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">\u00davery a p\u00f4\u017ei\u010dky na auto, auto\u00favery - auto nov\u00e9 alebo jazden\u00e9<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a95037 elementor-widget elementor-widget-text-editor\" data-id=\"2a95037\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Ak pl\u00e1nujete k\u00fapu nov\u00e9ho alebo star\u0161ieho auta, m\u00e1te na v\u00fdber nieko\u013eko mo\u017enost\u00ed jeho financovania. Pokia\u013e nem\u00e1te dostatok pe\u0148az\u00ed v hotovosti a chcete sa vyhn\u00fa\u0165 tomu, \u017ee V\u00e1m na predajnom mieste pon\u00faknu k\u00fapu na spl\u00e1tky alebo l\u00edzing len cez jedin\u00e9ho poskytovate\u013ea, vybavte si vopred \u00faver na auto v banke. Z\u00edskate tak peniaze, ktor\u00e9 V\u00e1m umo\u017enia vybra\u0165 si auto bez oh\u013eadu na to, s akou l\u00edzingovou alebo spl\u00e1tkovou spolo\u010dnos\u0165ou m\u00e1 autorizovan\u00fd predajca alebo baz\u00e1r podp\u00edsan\u00fa zmluvu. Na rozdiel od l\u00edzingu pri k\u00fape auta na \u00faver a na spl\u00e1tky sa st\u00e1vate okam\u017eite jeho majite\u013eom.<\/p><p class=\"font_8\"><span class=\"wixGuard\">\u200b<\/span>\u00davery na aut\u00e1 s\u00fa \u00fa\u010delov\u00e9 \u00favery, pri ktor\u00fdch je nutn\u00e9 banke dokladova\u0165 vyu\u017eitie poskytnut\u00fdch pe\u0148az\u00ed. Na dokladovanie V\u00e1m banka d\u00e1 nieko\u013eko dn\u00ed. Do tejto doby mus\u00edte prinies\u0165 k\u00fapnu zmluvu alebo fakt\u00faru od predajcu a \u010fal\u0161ie povinn\u00e9 doklady.<\/p><p class=\"font_8\"><span class=\"wixGuard\">\u200b<\/span>Zabezpe\u010denie \u00faveru je r\u00f4zne a z\u00e1vis\u00ed od podmienok konkr\u00e9tnej banky &#8211; napr\u00edklad je to:<\/p><ul class=\"font_8\"><li><p class=\"font_8\" style=\"text-align: left;\">kupovan\u00fdm vozidlom (zriaden\u00edm z\u00e1lo\u017en\u00e9ho pr\u00e1va u not\u00e1ra),<\/p><\/li><li><p class=\"font_8\" style=\"text-align: left;\">vinkul\u00e1ciou havarijn\u00e9ho poistenia a\/alebo poistenia proti kr\u00e1de\u017ei v prospech banky&#8230;<span style=\"font-size: 16px;\">\u200b<\/span><\/p><\/li><\/ul><p class=\"font_8\">Pri vy\u0161\u0161\u00edch sum\u00e1ch m\u00f4\u017ee banka vy\u017eadova\u0165 aj ru\u010dite\u013ea. V\u00fdhodou bankov\u00fdch \u00faverov je, \u017ee auto m\u00f4\u017eete k\u00fapi\u0165 kdeko\u013evek &#8211; u predajcov nov\u00fdch \u00e1ut, v autobaz\u00e1roch, od druhej osoby, na Slovensku alebo v zahrani\u010d\u00ed.<span class=\"wixGuard\">\u200b<\/span><\/p><p class=\"font_8\">V\u00fd\u0161ka \u00faveru z\u00e1vis\u00ed od hodnoty kupovan\u00e9ho vozidla. Pri nov\u00fdch aut\u00e1ch je rozhoduj\u00faca k\u00fapna cena, pri ojazden\u00fdch znaleck\u00fd posudok. Banky obvykle prefinancuj\u00fa 80 % &#8211; 100 % z hodnoty kupovan\u00e9ho vozidla. Banky V\u00e1m \u00faver na auto poskytn\u00fa aj sp\u00e4tne, do nieko\u013ek\u00fdch mesiacov od jeho k\u00fapy.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9c49acb\" data-id=\"9c49acb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b679800 elementor-widget elementor-widget-image\" data-id=\"b679800\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/yellow-mini-cooper-parked-beside-white-concrete-building-457418-scaled-e1664817498872-pvogswlf8q4m2mjue0tbtf5ei675dbkcyib3m3kj8s.jpg\" title=\"yellow-mini-cooper-parked-beside-white-concrete-building-457418\" alt=\"yellow-mini-cooper-parked-beside-white-concrete-building-457418\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aead6b6 elementor-widget elementor-widget-image\" data-id=\"aead6b6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/red-and-black-ford-mustang-1805053-scaled-pvoguivf0gce2g76xq0740fzc27wmjzpuir7d964j0.jpg\" title=\"red-and-black-ford-mustang-1805053\" alt=\"red-and-black-ford-mustang-1805053\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-955a93b elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"955a93b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4f638ea\" data-id=\"4f638ea\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0b0851a elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b0851a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-96ef07a\" data-id=\"96ef07a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3341575 elementor-widget elementor-widget-image\" data-id=\"3341575\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/men-on-brown-scaffolding-2209529-scaled-pvogw1e2hy658rp9e8drvxxe7nwhuv532btw9iiprw.jpg\" title=\"men-on-brown-scaffolding-2209529\" alt=\"men-on-brown-scaffolding-2209529\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3b12d53\" data-id=\"3b12d53\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d73715b elementor-widget elementor-widget-heading\" data-id=\"d73715b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">\u00davery a p\u00f4\u017ei\u010dky na b\u00fdvanie a rekonstrukciu<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02d2f9d elementor-widget elementor-widget-text-editor\" data-id=\"02d2f9d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Naj\u010dastej\u0161ie poskytovan\u00e9 ako \u00fa\u010delov\u00e9 \u00favery:<\/p><ul class=\"font_8\"><li><p class=\"font_8\" style=\"text-align: left;\">na rekon\u0161trukcie<\/p><\/li><li style=\"text-align: left;\"><p class=\"font_8\">na zateplenie domu<\/p><\/li><li style=\"text-align: left;\"><p class=\"font_8\">na k\u00fapu n\u00e1bytku a zariadenia do dom\u00e1cnosti<\/p><\/li><li><p class=\"font_8\" style=\"text-align: left;\">na in\u00fa formu moderniz\u00e1cie b\u00fdvania<\/p><\/li><\/ul><p class=\"font_8\" style=\"text-align: left;\">Niekedy s\u00fa ako \u00favery na b\u00fdvanie ozna\u010dovan\u00e9 aj klasick\u00e9 hypotek\u00e1rne \u00favery zabezpe\u010den\u00e9 nehnute\u013enos\u0165ou. \u00davery a p\u00f4\u017ei\u010dky na invest\u00edcie do b\u00fdvania s\u00fa poskytovan\u00e9 od stoviek eur a\u017e do nieko\u013eko tis\u00edc eur. Nad ist\u00fa v\u00fd\u0161ku \u00faveru, ktor\u00e1 z\u00e1vis\u00ed od intern\u00fdch pravidiel poskytovate\u013ea &#8211; banky, sa m\u00f4\u017ee vy\u017eadova\u0165 zabezpe\u010denie ru\u010dite\u013eom alebo inou formou.<span class=\"wixGuard\">\u200b<\/span><\/p><p class=\"font_8\" style=\"text-align: left;\">V\u00fdhody \u00faverov na b\u00fdvanie je ni\u017e\u0161\u00ed \u00farok ako pri bez\u00fa\u010delovom \u00favere, netreba zaklada\u0165 nehnute\u013enos\u0165, rovnak\u00e1 spl\u00e1tka po\u010das celej doby splatnosti \u00faveru,zv\u00e4\u010d\u0161a netreba dokladova\u0165 cel\u00fa sumu \u010derpan\u00fdch pe\u0148az\u00ed.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ab0dffb elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ab0dffb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-824307f\" data-id=\"824307f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f2f0a1b elementor-widget elementor-widget-heading\" data-id=\"f2f0a1b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:22px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">\u00davery a p\u00f4\u017ei\u010dky pre \u0161tudentov na financovanie \u0161t\u00fadia,\nna \u010doko\u013evek<\/span><\/span><\/span><\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-941f97c elementor-widget elementor-widget-text-editor\" data-id=\"941f97c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">\u00davery a p\u00f4\u017ei\u010dky pre \u0161tudentov s\u00fa ur\u010den\u00e9 \u0161tudentom vysoko\u0161kolsk\u00e9ho a doktorandsk\u00e9ho \u0161t\u00fadia. \u00da\u010del vyu\u017eitia p\u00f4\u017ei\u010dky nemus\u00edte dokladova\u0165. M\u00f4\u017eete tak z\u00edska\u0165 peniaze na \u0161koln\u00e9, knihy, cestovanie, n\u00e1jomn\u00e9, jazykov\u00fd pobyt alebo \u010doko\u013evek in\u00e9. Podmienkou pre poskytnutie p\u00f4\u017ei\u010dky je vek od 18 rokov, potvrdenie o \u0161t\u00fadiu na vysokej \u0161kole a preuk\u00e1zanie schopnosti spl\u00e1ca\u0165 \u00faver. Ak pr\u00edjem nem\u00e1te, potrebujete spoludl\u017en\u00edka s pravideln\u00fdm pr\u00edjmom (rodi\u010da alebo in\u00fa osobu). \u00daver m\u00f4\u017eete z\u00edska\u0165 za zv\u00fdhodnen\u00fdch \u00farokov\u00fdch sadzieb a poplatkov. Banky umo\u017e\u0148uj\u00fa odlo\u017ei\u0165 spl\u00e1tky istiny.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-53d8f86\" data-id=\"53d8f86\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b541b2e elementor-widget elementor-widget-image\" data-id=\"b541b2e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/close-up-photography-of-woman-sitting-beside-table-while-3178818-scaled-pvogxno1skmijcz7h1f75o2afdjunafwzaajxz9e9k.jpg\" title=\"close-up-photography-of-woman-sitting-beside-table-while-3178818\" alt=\"close-up-photography-of-woman-sitting-beside-table-while-3178818\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Finan\u010dn\u00e9 produkty HYPOT\u00e9ky kreditne karty sporenie \u00favery a p\u00f4\u017ei\u010dky HYPOT\u00c9KY Hypot\u00e9ky &#8211; klasick\u00e9 (na dom alebo byt) Hypot\u00e9ky a hypotek\u00e1rne \u00favery s\u00fa \u00fa\u010delov\u00e9 \u00favery poskytovan\u00e9 na invest\u00edcie do nehnute\u013enost\u00ed. Ak sa pr\u00e1ve rozhodujete o k\u00fape domu, bytu alebo pozemku na hypot\u00e9ku a chcete vedie\u0165, v ktorej banke z\u00edskate najv\u00fdhodnej\u0161\u00ed hypotek\u00e1rny \u00faver s najni\u017e\u0161\u00edm \u00farokom, porad\u00edme &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.solubet.sk\/?page_id=1343\"> <span class=\"screen-reader-text\">Finan\u010dn\u00e9 produkty<\/span> \u010c\u00edtajte viac &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":432,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"disabled","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"class_list":["post-1343","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/pages\/1343","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.solubet.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1343"}],"version-history":[{"count":37,"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/pages\/1343\/revisions"}],"predecessor-version":[{"id":2440,"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/pages\/1343\/revisions\/2440"}],"up":[{"embeddable":true,"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/pages\/432"}],"wp:attachment":[{"href":"https:\/\/www.solubet.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1343"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}