{"id":14,"date":"2019-04-02T02:29:08","date_gmt":"2019-04-02T02:29:08","guid":{"rendered":"https:\/\/www.solubet.sk\/?page_id=14"},"modified":"2023-04-26T22:20:54","modified_gmt":"2023-04-26T20:20:54","slug":"about-us","status":"publish","type":"page","link":"https:\/\/www.solubet.sk\/?page_id=14","title":{"rendered":"Poistenie"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"14\" class=\"elementor elementor-14\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-945ba98 elementor-section-content-middle elementor-reverse-tablet elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"945ba98\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-062db5c\" data-id=\"062db5c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a70a1a elementor-widget elementor-widget-heading\" data-id=\"8a70a1a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.6 - 15-09-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Poinstenie<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49c3cd3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"49c3cd3\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.6 - 15-09-2022 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#2c2c2c;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:-webkit-box;display:-ms-flexbox;display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);-ms-flex-negative:0;flex-shrink:0}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size)}.elementor-widget-divider .elementor-divider-separator{display:-webkit-box;display:-ms-flexbox;display:flex;margin:0;direction:ltr}.elementor-widget-divider--view-line_icon .elementor-divider-separator,.elementor-widget-divider--view-line_text .elementor-divider-separator{-webkit-box-align:center;-ms-flex-align:center;align-items:center}.elementor-widget-divider--view-line_icon .elementor-divider-separator:after,.elementor-widget-divider--view-line_icon .elementor-divider-separator:before,.elementor-widget-divider--view-line_text .elementor-divider-separator:after,.elementor-widget-divider--view-line_text .elementor-divider-separator:before{display:block;content:\"\";border-bottom:0;-webkit-box-flex:1;-ms-flex-positive:1;flex-grow:1;border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--element-align-left .elementor-divider .elementor-divider-separator>.elementor-divider__svg:first-of-type{-webkit-box-flex:0;-ms-flex-positive:0;flex-grow:0;-ms-flex-negative:100;flex-shrink:100}.elementor-widget-divider--element-align-left .elementor-divider-separator:before{content:none}.elementor-widget-divider--element-align-left .elementor-divider__element{margin-left:0}.elementor-widget-divider--element-align-right .elementor-divider .elementor-divider-separator>.elementor-divider__svg:last-of-type{-webkit-box-flex:0;-ms-flex-positive:0;flex-grow:0;-ms-flex-negative:100;flex-shrink:100}.elementor-widget-divider--element-align-right .elementor-divider-separator:after{content:none}.elementor-widget-divider--element-align-right 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100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-container>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow,0)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-522f533 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"522f533\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-09c52fc\" data-id=\"09c52fc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a6caf95 elementor-widget elementor-widget-heading\" data-id=\"a6caf95\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#cestovne\">Cestovn\u00e9<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-6b71001\" data-id=\"6b71001\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ac3de6d elementor-widget elementor-widget-heading\" data-id=\"ac3de6d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#majetku\">Majetku<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-bdf29ec\" data-id=\"bdf29ec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6bfa274 elementor-widget elementor-widget-heading\" data-id=\"6bfa274\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#vozidiel\">Mot. vozidiel<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-1450432\" data-id=\"1450432\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9bd70e0 elementor-widget elementor-widget-heading\" data-id=\"9bd70e0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#osob\">\u017dIVOTN\u00c9 A \u00daRAZOV\u00c9<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dfbb738 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dfbb738\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a00996a\" data-id=\"a00996a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6bfa685 elementor-widget elementor-widget-menu-anchor\" data-id=\"6bfa685\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.6 - 15-09-2022 *\/\nbody.elementor-page .elementor-widget-menu-anchor{margin-bottom:0}<\/style>\t\t<div id=\"cestovne\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f172bb4 elementor-widget elementor-widget-heading\" data-id=\"f172bb4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:32px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">CESTOVN\u00c9 POISTENIE<\/span><\/span><\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96a79f2 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"96a79f2\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f47fc2f elementor-widget elementor-widget-text-editor\" data-id=\"f47fc2f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.6 - 15-09-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-family: open sans,sans-serif;\">Dnes si u\u017e h\u00e1dam ani nevieme predstavi\u0165 situ\u00e1ciu, ke\u010f sa vyberieme na vyt\u00fa\u017een\u00fa dovolenku bez poistenia. Cestovn\u00e9 poistenie sa ve\u013emi r\u00fdchlo udom\u00e1cnilo v\u010faka svojej jednoduchosti a v pr\u00edpade potreby rie\u0161enia nepredv\u00eddan\u00fdch udalost\u00ed v\u010faka spo\u013eahlivosti pomoci. V tomto poisten\u00ed m\u00e1me mo\u017enos\u0165 poistnej ochrany vo\u010di viacer\u00fdm rizik\u00e1m.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-318f367 elementor-section-content-top elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"318f367\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9975e84\" data-id=\"9975e84\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aea13ad elementor-widget elementor-widget-image\" data-id=\"aea13ad\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.7.6 - 15-09-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/2020\/02\/estate-about-img-01.jpg\" title=\"\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eb845d0 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb845d0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-caf2303\" data-id=\"caf2303\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4590c26 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4590c26\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-514ff30\" data-id=\"514ff30\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39c0b5d elementor-widget elementor-widget-image\" data-id=\"39c0b5d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/syringe-and-pills-on-blue-background-3786157-scaled-pvhefa37fu0s7lubbjutcrg2p9qq4mftxq97d8eq2g.jpg\" title=\"syringe-and-pills-on-blue-background-3786157\" alt=\"syringe-and-pills-on-blue-background-3786157\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-beb4f21\" data-id=\"beb4f21\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a66b96 elementor-widget elementor-widget-heading\" data-id=\"9a66b96\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie lie\u010debn\u00fdch n\u00e1kladov<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-273ef20 elementor-widget elementor-widget-text-editor\" data-id=\"273ef20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Najv\u00e4\u010d\u0161ie riziko hroz\u00ed v podobe n\u00e1hleho ochorenia, preto je poistenie lie\u010debn\u00fdch n\u00e1kladov najd\u00f4le\u017eitej\u0161ou \u2013 a v zahrani\u010d\u00ed povinnou \u2013 s\u00fa\u010das\u0165ou cestovn\u00e9ho poistenia. N\u00e1klady na o\u0161etrenie v zahrani\u010d\u00ed, nieko\u013ekod\u0148ov\u00e1 hospitaliz\u00e1cia, pr\u00edpadne n\u00e1klady na \u0161peci\u00e1lny prevoz sp\u00e4\u0165 do vlasti m\u00f4\u017eu dosiahnu\u0165 sumy, ktor\u00e9 by mali z\u00e1va\u017en\u00fd dopad na V\u00e1\u0161 rozpo\u010det.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5447666 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5447666\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-88f68b7\" data-id=\"88f68b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2fede7a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2fede7a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fb0d5d4\" data-id=\"fb0d5d4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a9f8d40 elementor-widget elementor-widget-heading\" data-id=\"a9f8d40\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00darazov\u00e9 poistenie<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0090547 elementor-widget elementor-widget-text-editor\" data-id=\"0090547\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">\u00da\u010delom \u00farazov\u00e9ho poistenia je od\u0161kodnenie klienta v pr\u00edpade trval\u00fdch n\u00e1sledkov v d\u00f4sledku \u00farazu, pr\u00edpadne od\u0161kodnenie jeho pozostal\u00fdch v pr\u00edpade \u00famrtia v d\u00f4sledku \u00farazu. Riziko \u00farazu je aktu\u00e1lne najm\u00e4 pri vykon\u00e1van\u00ed r\u00f4znych \u0161portov. Pois\u0165ov\u0148a V\u00e1m poskytne finan\u010dn\u00e9 od\u0161kodnenie pod\u013ea rozsahu trval\u00fdch n\u00e1sledkov, a to a\u017e do v\u00fd\u0161ky poistnej sumy.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-aefb7df\" data-id=\"aefb7df\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cbcca31 elementor-widget elementor-widget-image\" data-id=\"cbcca31\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/brown-and-white-bear-plush-toy-42230-pvjda2o1whv6oko6h59is2toi57ciywxazitjebkoo.jpg\" title=\"brown-and-white-bear-plush-toy-42230\" alt=\"brown-and-white-bear-plush-toy-42230\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c2ef84 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c2ef84\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a96643\" data-id=\"6a96643\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1e0cb03 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1e0cb03\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f429e30\" data-id=\"f429e30\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06b47fd elementor-widget elementor-widget-image\" data-id=\"06b47fd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/woman-in-white-short-sleeved-dress-holding-brown-leather-1071078-scaled-pvjdbl6owvxtdygzmstvsp2eyhqmxexcuhczdg2qns.jpg\" title=\"woman-in-white-short-sleeved-dress-holding-brown-leather-1071078\" alt=\"woman-in-white-short-sleeved-dress-holding-brown-leather-1071078\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6673db2\" data-id=\"6673db2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e38aa3 elementor-widget elementor-widget-heading\" data-id=\"7e38aa3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie bato\u017einy<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea02e3e elementor-widget elementor-widget-text-editor\" data-id=\"ea02e3e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Cestovn\u00e9 poistenie nie s\u00fa len lie\u010debn\u00e9 n\u00e1klady. U\u017e sme si zvykli, \u017ee po\u010das cesty n\u00e1s \u017eiveln\u00e1 udalos\u0165 \u010di zlodej m\u00f4\u017eu pripravi\u0165 o veci, ktor\u00e9 si na cesty berieme so sebou a maj\u00fa pre n\u00e1s vysok\u00fa hodnotu. Preto k cestovn\u00e9mu poisteniu patr\u00ed aj poistenie bato\u017einy, ktor\u00e9 chr\u00e1ni V\u00e1\u0161 majetok zbalen\u00fd na cesty.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-07220f3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"07220f3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4758e02\" data-id=\"4758e02\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f7b2f1c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f7b2f1c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2717a32\" data-id=\"2717a32\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74bd594 elementor-widget elementor-widget-heading\" data-id=\"74bd594\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie zodpovednosti za \u0161kodu<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59cb1a1 elementor-widget elementor-widget-text-editor\" data-id=\"59cb1a1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">\u010co s pr\u00edpadnou \u0161kodou, ktor\u00fa m\u00f4\u017eete ne\u00famyselne sp\u00f4sobi\u0165 komuko\u013evek, s k\u00fdm pr\u00eddete do styku? Niekedy sta\u010d\u00ed \u00fapln\u00e1 banalita, ako je prevr\u00e1ten\u00e1 \u0161\u00e1lka s k\u00e1vou a v\u00fdsledkom m\u00f4\u017ee by\u0165 \u0161koda za nieko\u013eko tis\u00edc na po\u010d\u00edta\u010dovom serveri, alebo sa nechtiac zraz\u00edme s in\u00fdm ly\u017eiarom na zjazdovke a sp\u00f4sob\u00edme mu zranenie s rozsiahlou lie\u010dbou, pr\u00e1ceneschopnos\u0165ou, pr\u00edpadne aj trval\u00fdmi n\u00e1sledkami. Aj poistenie zodpovednosti za \u0161kodu je s\u00fa\u010das\u0165ou cestovn\u00e9ho poistenia.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-67bae09\" data-id=\"67bae09\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80672d7 elementor-widget elementor-widget-image\" data-id=\"80672d7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/broken-glass-2208595_1920-pvjdcnq2p3eklyx0drhl4xcbbagop06cns3w1shlko.jpg\" title=\"broken-glass-2208595_1920\" alt=\"broken-glass-2208595_1920\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d99207e elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d99207e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-380ad02\" data-id=\"380ad02\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ddf2427 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ddf2427\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0e07e9d\" data-id=\"0e07e9d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b16a06c elementor-widget elementor-widget-image\" data-id=\"b16a06c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/money-1244459_1920-e1664564785243-pvjdil3fshintgb2rtpwcxhy5r908apf5473zlp8c8.png\" title=\"money-1244459_1920\" alt=\"money-1244459_1920\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-75231f9\" data-id=\"75231f9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-440aa90 elementor-widget elementor-widget-heading\" data-id=\"440aa90\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie stornovac\u00edch\u00a0poplatkov<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a2a423 elementor-widget elementor-widget-text-editor\" data-id=\"2a2a423\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Ke\u010f si kupujeme z\u00e1jazd alebo pobyt v cestovnej kancel\u00e1rii, ur\u010dite neuva\u017eujeme nad jeho zru\u0161en\u00edm. V pr\u00edpade n\u00e1hleho ochorenia alebo v\u00e1\u017enej rodinnej udalosti, v\u0161ak cestu mus\u00edme zru\u0161i\u0165 a stornovacie poplatky po\u017eadovan\u00e9 od cestovnej kancel\u00e1rie n\u00e1s m\u00f4\u017eu nemilo prekvapi\u0165. Pre tento \u00fa\u010del existuje pr\u00e1ve tento druh poistenia.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-620c913 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"620c913\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2182d35\" data-id=\"2182d35\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-20170fd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20170fd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8c74d31\" data-id=\"8c74d31\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d9fdda elementor-widget elementor-widget-heading\" data-id=\"7d9fdda\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Asisten\u010dn\u00e9 slu\u017eby<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e4ac17 elementor-widget elementor-widget-text-editor\" data-id=\"4e4ac17\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">K cestovn\u00e9mu poisteniu patria aj asisten\u010dn\u00e9 slu\u017eby, ktor\u00e9 s\u00fa u\u017e dnes samozrejmos\u0165ou. \u010co vlastne asisten\u010dn\u00e9 slu\u017eby m\u00f4\u017eu pon\u00faknu\u0165? Hlavne v z\u00e1va\u017enej\u0161\u00edch pr\u00edpadoch a pri hospitaliz\u00e1cii je z\u00e1kladnou \u00falohou asisten\u010dnej slu\u017eby:<span class=\"wixGuard\">\u200b<\/span><\/p><ul class=\"font_8\"><li><p class=\"font_8\" style=\"text-align: left;\">zabezpe\u010denie vhodn\u00e9ho zdravotn\u00edckeho zariadenia vzh\u013eadom na zdravotn\u00fd stav<\/p><\/li><li style=\"text-align: left;\"><p class=\"font_8\">\u00fahrada n\u00e1kladov alebo poskytnutie platobn\u00fdch z\u00e1ruk zdravotn\u00edckym zariadeniam<\/p><\/li><li style=\"text-align: left;\"><p class=\"font_8\">sprostredkovanie inform\u00e1ci\u00ed t\u00fdkaj\u00facich sa sp\u00f4sobu a priebehu lie\u010dby v materinskom jazyku<\/p><\/li><li style=\"text-align: left;\"><p class=\"font_8\">komunik\u00e1cia s bl\u00edzkymi osobami na Slovensku<\/p><\/li><li><p class=\"font_8\" style=\"text-align: left;\">prevoz sp\u00e4\u0165 do vlasti<\/p><\/li><\/ul><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2bf5b43\" data-id=\"2bf5b43\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc2751b elementor-widget elementor-widget-image\" data-id=\"bc2751b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/BOY-pvjdmz0bjtw0w688f5p2yndw1zw9admzrzhjm2te2w.png\" title=\"BOY\" alt=\"BOY\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a9b477b elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a9b477b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e1e95de\" data-id=\"e1e95de\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bdc7378 elementor-widget elementor-widget-menu-anchor\" data-id=\"bdc7378\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"majetku\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-807eb19 elementor-widget elementor-widget-heading\" data-id=\"807eb19\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:32px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">POISTENIE MAJETKU<\/span><\/span><\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e384570 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e384570\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2a8fd8 elementor-widget elementor-widget-text-editor\" data-id=\"a2a8fd8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Poistenie majetku je jedno z poistn\u00fdch odvetv\u00ed, z ktor\u00e9ho pois\u0165ov\u0148a v zmysle dohodnut\u00fdch poistn\u00fdch podmienok poskytne poistn\u00fa n\u00e1hradu za \u0161kodu utrpen\u00fa na poistenom majetku (\u017eiveln\u00e9 udalosti, odcudzenie, vl\u00e1manie, &#8230;.)<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d7b8b31 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d7b8b31\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b42adc\" data-id=\"1b42adc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3083c5f elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3083c5f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f1655fb\" data-id=\"f1655fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b67caee elementor-widget elementor-widget-image\" data-id=\"b67caee\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/tools-1183374_1920-pvjdqqd30so4fsh37chhyvhrhz3ixv1o9fqlpxmeew.jpg\" title=\"tools-1183374_1920\" alt=\"tools-1183374_1920\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7db09fa\" data-id=\"7db09fa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e52e5a elementor-widget elementor-widget-heading\" data-id=\"0e52e5a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie majetku ob\u010danov<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f393370 elementor-widget elementor-widget-text-editor\" data-id=\"f393370\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Ka\u017ed\u00fd m\u00e1 prirodzen\u00fa potrebu chr\u00e1ni\u0165 svoj majetok. Ve\u010f byt, rodinn\u00fd dom a jeho zariadenie m\u00f4\u017ee po\u0161kodi\u0165 alebo \u00faplne zni\u010di\u0165 mno\u017estvo nepredv\u00eddan\u00fdch udalost\u00ed, ako aj riziko vykradnutia. T\u00fdmto a podobn\u00fdm situ\u00e1ci\u00e1m sa ned\u00e1 \u00faplne zabr\u00e1ni\u0165, no vhodn\u00fdm poisten\u00edm je mo\u017en\u00e9 zn\u00ed\u017ei\u0165 ich negat\u00edvny dopad na finan\u010dn\u00e9 n\u00e1klady pri n\u00e1prave vzniknut\u00fdch \u0161k\u00f4d.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e1c1899 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e1c1899\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f712643\" data-id=\"f712643\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8e34dce elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8e34dce\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-76d29a1\" data-id=\"76d29a1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a3113a elementor-widget elementor-widget-heading\" data-id=\"2a3113a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie nehnute\u013enosti<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0564c2b elementor-widget elementor-widget-text-editor\" data-id=\"0564c2b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Poistenie nehnute\u013enost\u00ed je ur\u010den\u00e9 k zabezpe\u010deniu nehnute\u013enost\u00ed ur\u010den\u00fdm k b\u00fdvaniu proti \u017eiveln\u00fdm pohrom\u00e1m a pred \u010fal\u0161\u00edmi rizikami. Poistenie sa uzatv\u00e1ra pre r\u00f4zne typy nehnute\u013enost\u00ed spravidla pre rodinn\u00e9 domy vr\u00e1tane ved\u013eaj\u0161\u00edch objektov (gar\u00e1\u017e, alt\u00e1nok, plot a in\u00e9), \u010falej byty, taktie\u017e aj pre rekrea\u010dn\u00e9 objekty (chaty a chalupy) a pre objekty vo v\u00fdstavbe.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d8b3fde\" data-id=\"d8b3fde\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb38504 elementor-widget elementor-widget-image\" data-id=\"fb38504\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/white-and-brown-building-3639504-scaled-pvjds0f6bof68om6qee7v1vclusif14irrpe8hq3y0.jpg\" title=\"white-and-brown-building-3639504\" alt=\"white-and-brown-building-3639504\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a175ca0 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a175ca0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4288423\" data-id=\"4288423\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a9349a9 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a9349a9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-188387e\" data-id=\"188387e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b83173 elementor-widget elementor-widget-image\" data-id=\"2b83173\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/house-in-the-middle-of-crop-field-3330118-pvjdt7nr222d2qvdpx321qyjxkve93w69ppqb7xzzs.jpg\" title=\"house-in-the-middle-of-crop-field-3330118\" alt=\"house-in-the-middle-of-crop-field-3330118\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ea1405b\" data-id=\"ea1405b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76f5316 elementor-widget elementor-widget-heading\" data-id=\"76f5316\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie dom\u00e1cnosti<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16dbff1 elementor-widget elementor-widget-text-editor\" data-id=\"16dbff1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Poistenie dom\u00e1cnosti zabezpe\u010d\u00ed finan\u010dn\u00e9 prostriedky v pr\u00edpade \u0161kody v d\u00f4sledku \u017eivelnej udalosti, v pr\u00edpade kr\u00e1de\u017ee, \u010di vandalizmu. Predmetom poistenia dom\u00e1cnosti je s\u00fabor hnute\u013en\u00fdch vec\u00ed tvoriacich zariadenie dom\u00e1cnosti.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-87ac9f1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"87ac9f1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5fb9dc4\" data-id=\"5fb9dc4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7c5e9db elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7c5e9db\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dff1ebf\" data-id=\"dff1ebf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f9f751 elementor-widget elementor-widget-heading\" data-id=\"2f9f751\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie ob\u010dianskej zodpovednosti<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa29161 elementor-widget elementor-widget-text-editor\" data-id=\"fa29161\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Poistenie zodpovednosti za \u0161kodu z \u010dinnosti v be\u017enom ob\u010dianskom \u017eivote sa vz\u0165ahuje na \u0161kody, ktor\u00e9 m\u00f4\u017eete sp\u00f4sobi\u0165 vy, va\u0161e deti \u010di dom\u00e1ci zvierac\u00ed mil\u00e1\u010dikovia na veciach, majetku, \u010di zdrav\u00ed in\u00fdch.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5761b30\" data-id=\"5761b30\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f3ba7c elementor-widget elementor-widget-image\" data-id=\"4f3ba7c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/akcia-architektonicky-architektura-budovy-1029595-scaled-pvjdxvwv1egosy2zfft9y2i29ju3ixg4kuhn7r0j20.jpg\" title=\"akcia-architektonicky-architektura-budovy-1029595\" alt=\"akcia-architektonicky-architektura-budovy-1029595\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b79fb2d elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b79fb2d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ec4c931\" data-id=\"ec4c931\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7ac4e84 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7ac4e84\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5bcfed9\" data-id=\"5bcfed9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1cdc3c elementor-widget elementor-widget-image\" data-id=\"c1cdc3c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/adobe-photoshop-architektura-cestovat-dom-955793-scaled-pvje0xvz90n8jbn8l9cmjsqzrms1jikpzytgd4hgu0.jpg\" title=\"adobe-photoshop-architektura-cestovat-dom-955793\" alt=\"adobe-photoshop-architektura-cestovat-dom-955793\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d04e8a9\" data-id=\"d04e8a9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c63e07a elementor-widget elementor-widget-heading\" data-id=\"c63e07a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie zodpovednosti z dr\u017eby nehnutlnosti<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8ea65b elementor-widget elementor-widget-text-editor\" data-id=\"c8ea65b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Poistenie sa vz\u0165ahuje na zodpovednos\u0165 poisten\u00e9ho za \u0161kodu sp\u00f4soben\u00fa v s\u00favislosti s v\u00fdkonom pr\u00e1v a povinnost\u00ed vypl\u00fdvaj\u00facu z vlastn\u00edctva alebo dr\u017eby stavby (poistenej budovy alebo poistenej ved\u013eaj\u0161ej stavby). Poistenia kryje aj \u0161kodu vypl\u00fdvaj\u00facu z vlastn\u00edctva alebo dr\u017eby pozemku, na ktorom poisten\u00e1 stavba alebo ved\u013eaj\u0161ia stavba stoj\u00ed.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1c509b5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1c509b5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dda541b\" data-id=\"dda541b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0ffd199 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0ffd199\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ddab721\" data-id=\"ddab721\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-efe1807 elementor-widget elementor-widget-heading\" data-id=\"efe1807\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie zodpovednosti pri v\u00fdkone povolania<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-378b440 elementor-widget elementor-widget-text-editor\" data-id=\"378b440\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Poistenie sa vz\u0165ahuje v\u0161eobecne na \u0161kody sp\u00f4soben\u00e9 pri plnen\u00ed \u00faloh v pracovno-pr\u00e1vnom alebo slu\u017eobnom vz\u0165ahu, za ktor\u00e9 zodpoved\u00e1 zamestnanec pod\u013ea ustanoven\u00ed z\u00e1konn\u00edka pr\u00e1ce. \u010eal\u0161ou poistnou ochranou s\u00fa \u0161kody poisten\u00e9ho na hnute\u013en\u00fdch veciach zveren\u00fdch alebo u\u017e\u00edvan\u00fdch pri v\u00fdkone pr\u00e1ce s v\u00fdnimkou \u0161k\u00f4d sp\u00f4soben\u00fdch zanedban\u00edm predp\u00edsanej obsluhy a \u00fadr\u017eby.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7b3a7f4\" data-id=\"7b3a7f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e89284 elementor-widget elementor-widget-image\" data-id=\"6e89284\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/akcia-bezpecnost-hadica-hasici-260367-scaled-pvje2arl4ei5b1o8nuh85geyno34nryrioqpbigzug.jpg\" title=\"akcia-bezpecnost-hadica-hasici-260367\" alt=\"akcia-bezpecnost-hadica-hasici-260367\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-774291f elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"774291f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b22767a\" data-id=\"b22767a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4579990 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4579990\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7114e50\" data-id=\"7114e50\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-57e1dec elementor-widget elementor-widget-image\" data-id=\"57e1dec\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/apartman-architektura-balkony-dom-2462015-scaled-pvje3h2bny56qondh04ctveq5p71txl1vh37yvs85k.jpg\" title=\"apartman-architektura-balkony-dom-2462015\" alt=\"apartman-architektura-balkony-dom-2462015\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7d9222b\" data-id=\"7d9222b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3be24a2 elementor-widget elementor-widget-heading\" data-id=\"3be24a2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie bytov\u00fdch domov<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0fd834 elementor-widget elementor-widget-text-editor\" data-id=\"e0fd834\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Poistenie bytov\u00fdch domov je komplexn\u00fd produkt, ktor\u00fd sp\u00e1ja poistenie majetku a poistenie zodpovednosti za \u0161kodu a t\u00fdm poskytuje vlastn\u00edkom bytov a nebytov\u00fdch priestorov optim\u00e1lnu poistn\u00fa ochranu. Pri poisten\u00ed bytov\u00e9ho domu je poisten\u00e1 cel\u00e1 budova vr\u00e1tane v\u0161etk\u00fdch stavebn\u00fdch s\u00fa\u010dast\u00ed, technologick\u00fdch zariaden\u00ed, napr\u00edklad v\u00fd\u0165ahy, kotol, vonkaj\u0161ieho schodi\u0161\u0165a a vonkaj\u0161\u00edch pr\u00edpojok patriacich v\u00fdlu\u010dne k budove. Vlastn\u00edkom bytov nesta\u010d\u00ed ma\u0165 len poistenie dom\u00e1cnosti. D\u00f4le\u017eit\u00e9 je, aby bol poisten\u00fd cel\u00fd dom. Poistenie cel\u00e9ho bytov\u00e9ho domu je variabiln\u00e9. D\u00e1 sa vybra\u0165 z r\u00f4znych druhov krytia. Medzi naj\u010dastej\u0161ie patria \u017eiveln\u00e9 rizik\u00e1, poistenie \u0161k\u00f4d sp\u00f4soben\u00fdch vodou z vodovodn\u00fdch zariaden\u00ed, kr\u00e1de\u017e, l\u00fape\u017e stavebn\u00fdch s\u00fa\u010dast\u00ed, vandalizmus na budove a stavebn\u00fdch s\u00fa\u010dastiach, n\u00e1hodn\u00e9 rozbitie skla, zodpovednos\u0165 z dr\u017eby nehnute\u013enosti a taktie\u017e aj kr\u00ed\u017eov\u00e1 zodpovednos\u0165.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6982b33 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6982b33\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f796ff5\" data-id=\"f796ff5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fb26467 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fb26467\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8970dd0\" data-id=\"8970dd0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fe8d07 elementor-widget elementor-widget-heading\" data-id=\"4fe8d07\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie majetku podnikate\u013eov<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16bf2fa elementor-widget elementor-widget-text-editor\" data-id=\"16bf2fa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Zabezpe\u010d\u00ed optim\u00e1lnu ochranu podnikania klienta pred ne\u010dakan\u00fdmi \u0161kodami sp\u00f4soben\u00fdmi r\u00f4znymi rizikov\u00fdmi faktormi s\u00favisiacimi s podnikate\u013eskou \u010dinnos\u0165ou klienta. Podnikate\u013e (\u017eivnostn\u00edk) si mus\u00ed uvedomi\u0165, \u017ee ru\u010d\u00ed cel\u00fdm svojim majetkom, preto je potrebn\u00e9 pozna\u0165 rizik\u00e1, ktor\u00e9 jeho podnikanie ohrozuj\u00fa, myslie\u0165 dopredu a zabezpe\u010di\u0165 sa pred mo\u017en\u00fdmi \u0161kodami, ktor\u00e9 ohrozuj\u00fa jeho podnikate\u013esk\u00fa \u010dinnos\u0165.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-72d3985\" data-id=\"72d3985\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef460b1 elementor-widget elementor-widget-image\" data-id=\"ef460b1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/kov-manualny-rucny-vozidlo-3822900-scaled-pvje50isv67yuhq8t0qfcrqwfqpawaquk4l78ag1vc.jpg\" title=\"kov-manualny-rucny-vozidlo-3822900\" alt=\"kov-manualny-rucny-vozidlo-3822900\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-14b3138 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"14b3138\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8c74f23\" data-id=\"8c74f23\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a57b887 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a57b887\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-85b7b15\" data-id=\"85b7b15\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31577c2 elementor-widget elementor-widget-image\" data-id=\"31577c2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/architektonicky-dizajn-architektura-budovy-centrum-mesta-1722183-scaled-pvje6h5rhw80wnls9nhj8egppbhuvcjtfd4e3sa06w.jpg\" title=\"architektonicky-dizajn-architektura-budovy-centrum-mesta-1722183\" alt=\"architektonicky-dizajn-architektura-budovy-centrum-mesta-1722183\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-409f33e\" data-id=\"409f33e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe6b6f1 elementor-widget elementor-widget-heading\" data-id=\"fe6b6f1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie budov<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b544fe1 elementor-widget elementor-widget-text-editor\" data-id=\"b544fe1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Poistenie sa vz\u0165ahuje na po\u0161kodenie alebo zni\u010denie budovy, haly a stavby vr\u00e1tane v\u0161etk\u00fdch stavebn\u00fdch s\u00fa\u010dast\u00ed sl\u00fa\u017eiacich uveden\u00fdm objektom v mieste poistenia. Poisti\u0165 je mo\u017en\u00e9 nehnute\u013enos\u0165 vo vlastn\u00edctve alebo v spr\u00e1ve. Tento druh poistenia je vhodn\u00fd aj pre podnikate\u013eov, ktor\u00fd podnikaj\u00fa v prenajat\u00fdch priestoroch a na vlastn\u00e9 n\u00e1klady v nich vykonali stavebn\u00e9 \u00fapravy.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8b975be elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8b975be\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6eb74c0\" data-id=\"6eb74c0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-70141ff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"70141ff\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bc39474\" data-id=\"bc39474\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58371b2 elementor-widget elementor-widget-heading\" data-id=\"58371b2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie hnute\u013en\u00fdch vec\u00ed<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1f5ac4 elementor-widget elementor-widget-text-editor\" data-id=\"c1f5ac4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Poistenie hnute\u013en\u00fdch vec\u00ed sa vz\u0165ahuje na v\u0161etky v\u00fdrobn\u00e9 a prev\u00e1dzkov\u00e9 zariadenia, z\u00e1soby materi\u00e1lov a v\u00fdrobkov a veci zamestnancov, ktor\u00e9 sa nach\u00e1dzaj\u00fa v poistenej prev\u00e1dzke podnikate\u013ea. Taktie\u017e sa toto poistenie vz\u0165ahuje aj na cudzie veci prevzat\u00e9 v s\u00favislosti s podnikan\u00edm, napr\u00edklad prenajat\u00e9 veci, veci prevzat\u00e9 do opravy a veci na leasing.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-127c851\" data-id=\"127c851\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-131f4b8 elementor-widget elementor-widget-image\" data-id=\"131f4b8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/akcia-azijcanka-clovek-inventar-2701434-scaled-pvje7c6frfehjscq8iw80omxb18yxcyyjmnexx00hk.jpg\" title=\"akcia-azijcanka-clovek-inventar-2701434\" alt=\"akcia-azijcanka-clovek-inventar-2701434\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3841f8c elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3841f8c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-11667f5\" data-id=\"11667f5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-92c6097 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"92c6097\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c0985c8\" data-id=\"c0985c8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a8783df elementor-widget elementor-widget-image\" data-id=\"a8783df\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/architektura-budova-dom-dreveny-1002669-scaled-pvje8a0mlgpnun0091jhb3uj9oahjao2kidn9beatw.jpg\" title=\"architektura-budova-dom-dreveny-1002669\" alt=\"architektura-budova-dom-dreveny-1002669\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-03ceb2d\" data-id=\"03ceb2d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b9be542 elementor-widget elementor-widget-heading\" data-id=\"b9be542\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie pre pr\u00edpad preru\u0161enia prev\u00e1dzky<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-143da15 elementor-widget elementor-widget-text-editor\" data-id=\"143da15\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Poistenie je ur\u010den\u00e9 na prekrytie finan\u010dn\u00fdch str\u00e1t v prev\u00e1dzke, ak d\u00f4jde k zastaveniu alebo preru\u0161eniu podnikate\u013eskej \u010dinnosti po poistnej udalosti na poistenom majetku. Finan\u010dn\u00e9 straty v tomto pr\u00edpade vznikaj\u00fa, preto\u017ee nie je mo\u017en\u00e9 vykon\u00e1va\u0165 podnikate\u013esk\u00fa \u010dinnos\u0165, tvori\u0165 zisk a podnikate\u013e napriek tomu mus\u00ed uhr\u00e1dza\u0165 fixn\u00e9 n\u00e1klady, aby bolo mo\u017en\u00e9 op\u00e4tovne obnovi\u0165 prev\u00e1dzku v p\u00f4vodnom rozsahu a tvori\u0165 zisk. Ide o poistenie u\u0161l\u00e9ho zisku (t.j. zisku z predaja tovaru, z\u00e1sob, zisku z poskytovan\u00fdch slu\u017eieb, ktor\u00fd by podnikate\u013e dosiahol po\u010das doby preru\u0161enia prev\u00e1dzky, ak by k preru\u0161eniu prev\u00e1dzky nedo\u0161lo) a o poistenie fixn\u00fdch n\u00e1kladov, ktor\u00e9 by podnikate\u013e vynakladal aj po\u010das preru\u0161enia prev\u00e1dzky (napr. platby za energie, n\u00e1jomn\u00e9, mzdy zamestnancov a in\u00e9).<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-27f904c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"27f904c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3dc5b63\" data-id=\"3dc5b63\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-10cee25 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10cee25\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-464eced\" data-id=\"464eced\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-490b5a3 elementor-widget elementor-widget-heading\" data-id=\"490b5a3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie strojov a elektroniky<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb683f8 elementor-widget elementor-widget-text-editor\" data-id=\"cb683f8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Jedn\u00e1 sa o pripoistenie technick\u00fdch riz\u00edk strojov a elektroniky, ktor\u00e9 roz\u0161iruje ponuku riz\u00edk kryt\u00fdch v poisten\u00ed majetku. T\u00fdmto poisten\u00edm m\u00e1 podnikate\u013e zabezpe\u010den\u00e9 svoje stroje a elektroniku vo\u010di \u017eiveln\u00fdm rizik\u00e1m, t.j. rizik\u00e1m, ktor\u00e9 p\u00f4sobia zvonka a taktie\u017e aj vo\u010di rizik\u00e1m, ktor\u00e9 p\u00f4sobia zvn\u00fatra , t.j. ak by k po\u0161kodeniu strojov a elektroniky do\u0161lo vn\u00fatorn\u00fdmi pr\u00ed\u010dinami, ako s\u00fa kon\u0161truk\u010dn\u00e1 chyba stroja, vada materi\u00e1lu alebo v\u00fdrobn\u00e1 vada. Ve\u013emi \u010dasto doch\u00e1dza k po\u0161kodeniu stroja chybou alebo ne\u0161ikovnos\u0165ou obsluhy. Toto poistenie sa vz\u0165ahuje aj na po\u0161kodenie stroja nedostatkom vody, pretlakom pary, plynu alebo kvapaliny, a tie\u017e na po\u0161kodenie skratom alebo prep\u00e4t\u00edm<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3dc3ff7\" data-id=\"3dc3ff7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec78583 elementor-widget elementor-widget-image\" data-id=\"ec78583\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/priemysel-kov-vintage-technologie-239419-scaled-pvje9eforc8phkp5izo7irqcmbj63c4xrbolvqgvvk.jpg\" title=\"priemysel-kov-vintage-technologie-239419\" alt=\"priemysel-kov-vintage-technologie-239419\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ecc3d6 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ecc3d6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a3a0697\" data-id=\"a3a0697\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-524e7f7 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"524e7f7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-15e037c\" data-id=\"15e037c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63d3b04 elementor-widget elementor-widget-image\" data-id=\"63d3b04\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/doprava-dopravny-system-export-exportovat-2881632-scaled-pvjeakqfavu1jfnfbx9ylv82ytahfttobnjmg87720.jpg\" title=\"doprava-dopravny-system-export-exportovat-2881632\" alt=\"doprava-dopravny-system-export-exportovat-2881632\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d7af8f7\" data-id=\"d7af8f7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-92bcb5e elementor-widget elementor-widget-heading\" data-id=\"92bcb5e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie n\u00e1kladu<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcc7e17 elementor-widget elementor-widget-text-editor\" data-id=\"fcc7e17\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Zabezpe\u010d\u00ed poistn\u00e9 krytie majetku podnikate\u013ea aj po\u010das jeho prepravy z jednej prev\u00e1dzky do druhej, zo skladu k z\u00e1kazn\u00edkovi, alebo do miesta opravy a podobne. N\u00e1klad je po\u010das prepravy poisten\u00fd proti po\u0161kodeniu, zni\u010deniu v d\u00f4sledku dopravnej nehody, \u017eivelnej udalosti, pr\u00edpadne aj proti kr\u00e1de\u017ei alebo l\u00fape\u017ei.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c06db84 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c06db84\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2e246f9\" data-id=\"2e246f9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-12aa603 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"12aa603\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a1c80b3\" data-id=\"a1c80b3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4225e1e elementor-widget elementor-widget-heading\" data-id=\"4225e1e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie prev\u00e1dzkovej zodpovednosti za \u0161kodu<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78d0a13 elementor-widget elementor-widget-text-editor\" data-id=\"78d0a13\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Pri podnikan\u00ed nemus\u00ed \u00eds\u0165 len o \u0161kodu zavinen\u00fa nedbanlivos\u0165ou podnikate\u013ea a jeho zamestnancov, ale aj o poru\u0161enie pr\u00e1vnej povinnosti. Vo ve\u013ea pr\u00edpadoch zodpoved\u00e1 podnikate\u013e za \u0161kodu bez oh\u013eadu na zavinenie. Tento druh poistenia kryje n\u00e1roky tret\u00edch os\u00f4b, za ktor\u00e9 je podnikate\u013e pr\u00e1vne zodpovedn\u00fd. M\u00f4\u017eu to by\u0165 \u0161kody na zdrav\u00ed a \u017eivote, \u0161kody na veci, n\u00e1sledn\u00e9 majetkov\u00e9 ujmy vr\u00e1tane u\u0161l\u00e9ho zisku. Samostatnou \u010das\u0165ou poistenia je zodpovednos\u0165 za \u0161kodu sp\u00f4soben\u00fa vadn\u00fdm v\u00fdrobkom, resp. vadne vykonanou pr\u00e1cou, kde predmetom poisten\u00e9ho plnenia nie je po\u0161koden\u00fd v\u00fdrobok, ale \u0161koda, ktor\u00fa sp\u00f4sob\u00ed.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-44d7ccf\" data-id=\"44d7ccf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-abf8172 elementor-widget elementor-widget-image\" data-id=\"abf8172\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/ekologia-guma-katastrofa-kaucuk-2768961-scaled-pvjebtuoexjz5p16badshol7lgnd32e59wia3eash0.jpg\" title=\"ekologia-guma-katastrofa-kaucuk-2768961\" alt=\"ekologia-guma-katastrofa-kaucuk-2768961\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1618d3c elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1618d3c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-96e0006\" data-id=\"96e0006\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c11b0e8 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c11b0e8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1794528\" data-id=\"1794528\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ef3079 elementor-widget elementor-widget-image\" data-id=\"1ef3079\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/chemicky-dym-energia-exteriery-929385-scaled-pvjecy9qkt34vy76gg90ern10vkvwa98zewt4eodbs.jpg\" title=\"chemicky-dym-energia-exteriery-929385\" alt=\"chemicky-dym-energia-exteriery-929385\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9c389f2\" data-id=\"9c389f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b71f4a6 elementor-widget elementor-widget-heading\" data-id=\"b71f4a6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie priemyseln\u00fdch riz\u00edk<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ae78b6 elementor-widget elementor-widget-text-editor\" data-id=\"9ae78b6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Priemyseln\u00e9 rizik\u00e1 patria medzi samostatn\u00fd druh poistenia, ktor\u00fd si vy\u017eaduje individu\u00e1lny pr\u00edstup. Ka\u017ed\u00fd v\u00fdrobn\u00fd podnik m\u00e1 svoje \u0161pecifick\u00e9 rizik\u00e1, ktor\u00e9 sa nedaj\u00fa definova\u0165 zo v\u0161eobecn\u00fdch tabuliek komer\u010dn\u00e9ho poistenia. M\u00f4\u017ee \u00eds\u0165 napr\u00edklad o poistenie fotovoltaick\u00fdch elektr\u00e1rn\u00ed, automobilov\u00fd priemysel, mal\u00e9 vodn\u00e9 elektr\u00e1rne, tepl\u00e1rne a tepl\u00e1rensk\u00e9 spolo\u010dnosti, drevospracuj\u00face z\u00e1vody, tov\u00e1rne- v\u00fdrobn\u00e9 podniky a in\u00e9.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b05cb97 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b05cb97\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fe00754\" data-id=\"fe00754\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ecf2cbf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ecf2cbf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e4a685e\" data-id=\"e4a685e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f89e05e elementor-widget elementor-widget-heading\" data-id=\"f89e05e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Stavebno-mont\u00e1\u017ene poistenie<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-454078b elementor-widget elementor-widget-text-editor\" data-id=\"454078b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Developersk\u00e9 spolo\u010dnosti a investori s\u00fa si vedom\u00ed mno\u017estva riz\u00edk, ktor\u00e9 m\u00f4\u017eu ohrozi\u0165 a naru\u0161i\u0165 priebeh stavebn\u00e9ho projektu, \u010di u\u017e ide o \u017eiveln\u00e9 rizik\u00e1 alebo o p\u00f4sobenie \u013eudsk\u00e9ho faktora ako je nedbanlivos\u0165 a r\u00f4zne nehody. Tento druh poistenia v sebe sp\u00e1ja v\u00fdhody poistenia majetku a poistenia technick\u00fdch riz\u00edk, preto\u017ee sa dojedn\u00e1va na princ\u00edpe &#8222;all risk&#8220;, teda poistenie proti v\u0161etk\u00fdm rizik\u00e1m, ktor\u00e9 nie s\u00fa v zmluve v\u00fdslovne vyl\u00fa\u010den\u00e9. Poistenie je ur\u010den\u00e9 pre developera, stavebn\u00edka, majite\u013ea, investora, hlavn\u00e9ho dod\u00e1vate\u013ea a ostatn\u00fdch dod\u00e1vate\u013eov. Poisten\u00e9 je replica tag heuer budovan\u00e9 dielo, \u010di ide o v\u00fdstavbu novej budovy alebo rekon\u0161trukciu u\u017e existuj\u00facej stavby, taktie\u017e s\u00fa poisten\u00e9 stavebn\u00e9 stroje, zariadenie staveniska a existuj\u00face stavby a kon\u0161trukcie, na ktor\u00fdch sa vykon\u00e1vaj\u00fa stavebn\u00e9 pr\u00e1ce alebo ktor\u00e9 sa nach\u00e1dzaj\u00fa v okol\u00ed miesta poistenia. Z\u00e1rove\u0148 sa poistenie vz\u0165ahuje aj na poistenie zodpovednosti za \u0161kodu, ktor\u00e9 kryje \u0161kody vzniknut\u00e9 uskuto\u010d\u0148ovan\u00edm stavieb a ich zmien, \u0161kody vzniknut\u00e9 pr\u00edpravn\u00fdmi pr\u00e1cami k realiz\u00e1cii stavby, \u0161kody sp\u00f4soben\u00e9 remeseln\u00fdmi stavebn\u00fdmi \u010dinnos\u0165ami.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-faa93e8\" data-id=\"faa93e8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b404a81 elementor-widget elementor-widget-image\" data-id=\"b404a81\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/apartman-architektura-beton-budova-2209529-scaled-pvjedx1rlofrne0dmawmttd3p2113ong4gxviyzr7k.jpg\" title=\"apartman-architektura-beton-budova-2209529\" alt=\"apartman-architektura-beton-budova-2209529\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-da3833a elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da3833a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-11b6132\" data-id=\"11b6132\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a0a2a0d elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a0a2a0d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ef2c56b\" data-id=\"ef2c56b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0399669 elementor-widget elementor-widget-image\" data-id=\"0399669\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/brown-wheat-field-under-blue-sky-3930616-scaled-pvjef1gtrjzhu8io3jgba08xiber6shqfgu8kxwb3w.jpg\" title=\"brown-wheat-field-under-blue-sky-3930616\" alt=\"brown-wheat-field-under-blue-sky-3930616\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0f9f3fc\" data-id=\"0f9f3fc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d230a1b elementor-widget elementor-widget-heading\" data-id=\"d230a1b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie plod\u00edn a hospod\u00e1rskych zvierat<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e2a05a elementor-widget elementor-widget-text-editor\" data-id=\"0e2a05a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Po\u013enohospod\u00e1r nedok\u00e1\u017ee zabr\u00e1ni\u0165 ne\u010dakan\u00fdm udalostiam ako s\u00fa krupobitie, z\u00e1plava z prietr\u017ee mra\u010dien, po\u017eiar, povode\u0148 alebo n\u00e1kaza pri chove zvierat. Poistenie plod\u00edn minimalizuje n\u00e1sledky vzniknut\u00e9 p\u00f4soben\u00edm nepredv\u00eddan\u00fdch \u017eiveln\u00fdch udalost\u00ed a zmier\u0148uje ich dopad. Poisten\u00edm je mo\u017en\u00e9 pokry\u0165 \u0161irok\u00fa \u0161k\u00e1lu skup\u00edn plod\u00edn, \u010di u\u017e v r\u00e1mci celej skupiny alebo individu\u00e1lne. Poisten\u00e9 s\u00fa plodiny pestovan\u00e9 na ornej p\u00f4de (obilniny, olejniny, okopaniny, strukoviny a in\u00e9), ovocie alebo \u0161peci\u00e1lne plodiny (chme\u013e, priadne rastliny, tabak, vini\u010d, jednoro\u010dn\u00e9 lie\u010div\u00e9 rastliny). Poistenie hospod\u00e1rskych zvierat zmier\u0148uje dosahy na produkciu spolo\u010dnosti v pr\u00edpade vzniku poistnej udalosti. Poistenie sa vz\u0165ahuje na uhynutie, usmrtenie alebo zm\u00e1rnenie zvierat na \u00faradn\u00fd pr\u00edkaz z d\u00f4vodu n\u00e1kazy hospod\u00e1rskych zvierat a hydiny, z d\u00f4vodu \u017eiveln\u00fdch udalost\u00ed, z d\u00f4vodu \u00fahynu, \u00farazu, kr\u00e1de\u017ee alebo straty zvierat pri preprave a taktie\u017e aj z d\u00f4vodu mo\u017enosti roz\u0161\u00edrenia n\u00e1kaz pri hromadn\u00fdch infek\u010dn\u00fdch chorob\u00e1ch, alebo otrave. Poistenie taktie\u017e zah\u0155\u0148a n\u00e1klady na dezinsekciu, dezinfekciu a deratiz\u00e1ciu. Poisti\u0165 je mo\u017en\u00e9 hov\u00e4dz\u00ed dobytok, o\u0161\u00edpan\u00e9, ovce, kozy, kone a hydinu.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8c8259f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8c8259f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b4a380b\" data-id=\"b4a380b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-21488de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21488de\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4e0c77b\" data-id=\"4e0c77b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f5a5a4 elementor-widget elementor-widget-heading\" data-id=\"4f5a5a4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie cestn\u00e9ho dopravcu<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a78127 elementor-widget elementor-widget-text-editor\" data-id=\"3a78127\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Aj ke\u010f prepravovan\u00fd tovar nie je majetkom dopravcu, je v jeho z\u00e1ujme, aby bol k pr\u00edjemcovi tovaru dopraven\u00fd nepo\u0161koden\u00fd. V zmysle z\u00e1kona dopravca nesie zodpovednos\u0165 za po\u0161kodenie, zni\u010denie a stratu prevzat\u00e9ho tovaru u\u017e okamihom prevzatia od odosielate\u013ea. Ak spolo\u010dnos\u0165 podnik\u00e1 v medzin\u00e1rodnej cestnej n\u00e1kladnej doprave, mieru zodpovednosti spolo\u010dnosti za \u0161kodu ur\u010duje medzin\u00e1rodn\u00fd dohovor CMR. V zmysle tohto dohovoru spolo\u010dnos\u0165 zodpoved\u00e1 za po\u0161kodenie, zni\u010denie alebo stratu prepravovan\u00e9ho tovaru a je povinn\u00e1 od\u0161kodni\u0165 pr\u00edjemcu prepravovan\u00e9ho tovaru za ka\u017ed\u00fd kilogram zni\u010den\u00e9ho alebo po\u0161koden\u00e9ho tovaru sumou 8,33 SDR. Ak spolo\u010dnos\u0165 podnik\u00e1 vo vn\u00fatro\u0161t\u00e1tnej cestnej n\u00e1kladnej doprave, mieru zodpovednosti ur\u010duje Obchodn\u00fd z\u00e1konn\u00edk a rovnako ako v medzin\u00e1rodnej cestnej n\u00e1kladnej preprave spolo\u010dnos\u0165 zodpoved\u00e1 za po\u0161kodenie, zni\u010denie alebo stratu prepravovan\u00e9ho tovaru od jeho prevzatia a\u017e do vydania pr\u00edjemcovi. Vtedy je spolo\u010dnos\u0165 povinn\u00e1 nahradi\u0165 cenu , ktor\u00fa mal tovar v \u010dase, kedy ho prevzala ako prepravca.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-74ddb20\" data-id=\"74ddb20\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70fb407 elementor-widget elementor-widget-image\" data-id=\"70fb407\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/top-view-photo-of-parking-lot-2805314-scaled-pvjegecfmxtu5d7du1wgck2w0i9n15wlcp9nidcv2s.jpg\" title=\"top-view-photo-of-parking-lot-2805314\" alt=\"top-view-photo-of-parking-lot-2805314\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aa32e5c elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aa32e5c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89c4b65\" data-id=\"89c4b65\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ecf4ed elementor-widget elementor-widget-menu-anchor\" data-id=\"5ecf4ed\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"vozidiel\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6629be8 elementor-widget elementor-widget-heading\" data-id=\"6629be8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:32px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">POISTENIE MOTOROV\u00ddCH VOZIDIEL<\/span><\/span><\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cab9344 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cab9344\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1001637 elementor-widget elementor-widget-text-editor\" data-id=\"1001637\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Poistenie motorov\u00fdch vozidiel je v dne\u0161nej dobe u\u017e neodmyslite\u013enou s\u00fa\u010das\u0165ou \u017eivota ka\u017ed\u00e9ho zodpovedn\u00e9ho vodi\u010da. Toto poistenie zabezpe\u010duje nielen ochranu vozidla a jeho v\u00fdbavy, ale aj zdravia jednotliv\u00fdch \u00fa\u010dastn\u00edkov cestnej prem\u00e1vky.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-53bcb96 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53bcb96\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3cb5c53\" data-id=\"3cb5c53\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-525f807 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"525f807\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2edb0cd\" data-id=\"2edb0cd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6aa3f16 elementor-widget elementor-widget-image\" data-id=\"6aa3f16\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/man-in-white-dress-shirt-holding-steering-wheel-804130-scaled-pvjeivn3o77ibq9e0jtjwbpo29lb2irwrhqy2p5hm4.jpg\" title=\"man-in-white-dress-shirt-holding-steering-wheel-804130\" alt=\"man-in-white-dress-shirt-holding-steering-wheel-804130\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3d8624f\" data-id=\"3d8624f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8f6da1b elementor-widget elementor-widget-heading\" data-id=\"8f6da1b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Povinn\u00e9 zmluvn\u00e9 poistenie<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64c189a elementor-widget elementor-widget-text-editor\" data-id=\"64c189a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Povinn\u00e9 zmluvn\u00e9 poistenie zodpovednosti za \u0161kodu sp\u00f4soben\u00fa prev\u00e1dzkou motorov\u00e9ho vozidla m\u00e1 povinnos\u0165 uzatvori\u0165 ka\u017ed\u00fd dr\u017eite\u013e motorov\u00e9ho vozidla. Poistenie kryje \u0161kody, ktor\u00e9 sp\u00f4sob\u00ed vodi\u010d vozidla na \u017eivote, zdrav\u00ed a majetku in\u00fdch. Povinnos\u0165 uzatvori\u0165 poistenie sa vz\u0165ahuje na ka\u017ed\u00e9 motorov\u00e9 vozidlo, ktor\u00e9 je v zap\u00edsan\u00e9 v evidenci\u00ed vozidiel a m\u00e1 priraden\u00e9 eviden\u010dn\u00e9 \u010d\u00edslo. Vozidlo zap\u00edsan\u00e9 v evidenci\u00ed vozidiel mus\u00ed by\u0165 poisten\u00e9 bez oh\u013eadu na to, \u010di je vozidlo vyu\u017e\u00edvan\u00e9 alebo nie. Ak vozidlo nem\u00e1 uzatvoren\u00e9 povinn\u00e9 zmluvn\u00e9 poistenie, m\u00f4\u017ee by\u0165 dr\u017eite\u013eovi udelen\u00e1 zo strany spr\u00e1vneho org\u00e1nu pokuta za neuzatvorenie poistenia.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e87ca2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e87ca2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-332357a\" data-id=\"332357a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-66a18f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"66a18f9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6e7cda7\" data-id=\"6e7cda7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b94eb96 elementor-widget elementor-widget-heading\" data-id=\"b94eb96\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Havarijn\u00e9 poistenie<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-510bb70 elementor-widget elementor-widget-text-editor\" data-id=\"510bb70\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Havarijn\u00e9 poistenie je dobrovo\u013en\u00e9 poistenie auta, ktor\u00e9 v pr\u00edpade vzniku \u0161kody priamo na poistenom vozidle zabezpe\u010d\u00ed financie na jeho opravu, alebo k\u00fapu nov\u00e9ho vozidla. Toto poistenie klientovi zaru\u010d\u00ed, \u017ee na opravu pr\u00edpadn\u00fdch \u0161k\u00f4d na jeho vozidle nebude musie\u0165 vyu\u017e\u00edva\u0165 vlastn\u00e9 finan\u010dn\u00e9 prostriedky, ale opravu zabezpe\u010d\u00ed pois\u0165ov\u0148a, Havarijn\u00e9 poistenie v sebe zh\u0155\u0148a zabezpe\u010denie vozidla pre pr\u00edpad po\u0161kodenia, zni\u010denia, l\u00fape\u017ee, \u010di \u017eivelnej udalosti. \u010ealej je mo\u017en\u00e9 uzatvori\u0165 aj \u00farazov\u00e9 poistenie sedadiel, poistenie bato\u017einy, poistenie skiel. \u0160tandardnou s\u00fa\u010das\u0165ou havarijn\u00e9ho poistenia s\u00fa aj asisten\u010dn\u00e9 slu\u017eby, ktor\u00e9 m\u00f4\u017eu motoristi vyu\u017ei\u0165 na cest\u00e1ch aj vtedy, ak nenastane poistn\u00e1 udalos\u0165, ale in\u00e1 nepr\u00edjemnos\u0165 po\u010das jazdy motorov\u00fdm vozidlom. Asisten\u010dn\u00e9 slu\u017eby k havarijn\u00e9mu poisteniu pon\u00fakaj\u00fa v\u0161etky pois\u0165ovne na na\u0161om trhu a havarijn\u00e9 poistenie tak m\u00f4\u017ee by\u0165 u\u017eito\u010dn\u00e9 aj v\u010faka tomu, \u017ee asisten\u010dn\u00e9 slu\u017eby dok\u00e1\u017eu zabezpe\u010di\u0165 a uhradi\u0165 od\u0165ah vozidla po mechanickej poruche, n\u00e1hradn\u00e9 ubytovanie, opravu defektu a mnoho \u010fal\u0161\u00edch nepr\u00edjemnost\u00ed, ktor\u00fdch prekonanie by bolo bez asisten\u010dn\u00fdch slu\u017eieb k havarijn\u00e9mu poisteniu zlo\u017eitej\u0161ie. Rozsah asisten\u010dn\u00fdch slu\u017eieb v\u017edy z\u00e1vis\u00ed od podmienok havarijn\u00e9ho poistenia konkr\u00e9tnej pois\u0165ovne.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-29374d8\" data-id=\"29374d8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-802781f elementor-widget elementor-widget-image\" data-id=\"802781f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/forced-perspective-photography-of-cars-running-on-road-below-799443-scaled-pvjek3tilewu6ahncoxpg6bck57v14m2hsnio54g20.jpg\" title=\"forced-perspective-photography-of-cars-running-on-road-below-799443\" alt=\"forced-perspective-photography-of-cars-running-on-road-below-799443\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-16aa7f1 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"16aa7f1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-83f04cd\" data-id=\"83f04cd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f66b00c elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f66b00c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a68849a\" data-id=\"a68849a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3af6a0d elementor-widget elementor-widget-image\" data-id=\"3af6a0d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/vintage-car-wrecked-grayscale-photo-78793-scaled-pvjelbzximk6es0wiko955hzpk9pj4j34wbo688zug.jpg\" title=\"vintage-car-wrecked-grayscale-photo-78793\" alt=\"vintage-car-wrecked-grayscale-photo-78793\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1812dd0\" data-id=\"1812dd0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d98e69 elementor-widget elementor-widget-heading\" data-id=\"6d98e69\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie finan\u010dnej straty \"GAP\"<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e287ff elementor-widget elementor-widget-text-editor\" data-id=\"8e287ff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Poistenie finan\u010dnej straty v pr\u00edpade tot\u00e1lnej \u0161kody alebo odcudzenia kryje rozdiel medzi obstar\u00e1vacou cenou vozidla a v\u0161eobecnou cenou v dobe poistnej udalosti. Z\u00e1rove\u0148 m\u00f4\u017ee v sebe zah\u0155\u0148a\u0165 aj pripoistenie n\u00e1hrady spolu\u00fa\u010dasti z havarijn\u00e9ho poistenia.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f82fe1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1f82fe1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0b8bcd0\" data-id=\"0b8bcd0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e8441ae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e8441ae\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7292072\" data-id=\"7292072\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0b97af2 elementor-widget elementor-widget-heading\" data-id=\"0b97af2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Poistenie \u010deln\u00e9ho skla<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ef09fe elementor-widget elementor-widget-text-editor\" data-id=\"8ef09fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">\u010celn\u00e9 sklo je vo v\u00e4\u010d\u0161ine pois\u0165ovn\u00ed automaticky zahrnut\u00e9 v z\u00e1kladnom havarijnom poisten\u00ed, no ak m\u00e1 klient dojednan\u00fa spolu\u00fa\u010das\u0165, v\u00fdmena \u010deln\u00e9ho skla sa mu m\u00f4\u017ee predra\u017ei\u0165, nako\u013eko pois\u0165ov\u0148a mu vyplat\u00ed sumu po odpo\u010d\u00edtan\u00ed spolu\u00fa\u010dasti, ktor\u00e1 tvor\u00ed zna\u010dn\u00fa \u010das\u0165 hodnoty \u010deln\u00e9ho skla. Ak klient nechce pri v\u00fdmene \u010deln\u00e9ho skla plati\u0165 spolu\u00fa\u010das\u0165, m\u00e1 mo\u017enos\u0165 pripoisti\u0165 si ho. Je dobr\u00e9 v\u0161ak zv\u00e1\u017ei\u0165, \u010di sa sk\u00f4r neoplat\u00ed ma\u0165 havarijn\u00e9 poistenie bez spolu\u00fa\u010dasti.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8003020\" data-id=\"8003020\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71e92ef elementor-widget elementor-widget-image\" data-id=\"71e92ef\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/photo-of-pile-of-glass-fragments-2663257-scaled-pvjemfh5ho27yefk41ql1vjcnqv4ievtabq2bumgl4.jpg\" title=\"photo-of-pile-of-glass-fragments-2663257\" alt=\"photo-of-pile-of-glass-fragments-2663257\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-46e4fa4 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"46e4fa4\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ecd1290\" data-id=\"ecd1290\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9cccc3b elementor-widget elementor-widget-menu-anchor\" data-id=\"9cccc3b\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"osob\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a0d124 elementor-widget elementor-widget-heading\" data-id=\"8a0d124\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size:32px\"><span style=\"font-weight:bold\"><span style=\"letter-spacing:0.05em\">POISTENIE OS\u00f4B<\/span><\/span><\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8006f9c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8006f9c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-edf0d2f elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"edf0d2f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4154d21\" data-id=\"4154d21\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-86cd265 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"86cd265\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-121445a\" data-id=\"121445a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8506262 elementor-widget elementor-widget-image\" data-id=\"8506262\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/man-hands-waiting-senior-33786-scaled-pvjepum0cyqs7bgp50ypmigqh807irgnf96o73jvy0.jpg\" title=\"man-hands-waiting-senior-33786\" alt=\"man-hands-waiting-senior-33786\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-26d1f96\" data-id=\"26d1f96\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-561047e elementor-widget elementor-widget-heading\" data-id=\"561047e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u017divotn\u00e9 poistenie<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc6c695 elementor-widget elementor-widget-text-editor\" data-id=\"dc6c695\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Pre namodelovanie najlep\u0161ieho \u017eivotn\u00e9ho poistenia neexistuje univerz\u00e1lny recept, v\u017edy z\u00e1vis\u00ed od \u017eivotnej situ\u00e1cie klienta, jeho potrieb, prior\u00edt a preferenci\u00ed. \u017divotn\u00e9 poistenie je produkt, ktor\u00fd m\u00e1 charakter dlhodobej finan\u010dnej invest\u00edcie s n\u00e1vratnos\u0165ou v dlh\u0161om \u010dasovom horizonte a d\u00e1va mo\u017enos\u0165 klientovi zostavi\u0165 si poistn\u00e9 krytie pod\u013ea svojich potrieb.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-630e1aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"630e1aa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f9325bb\" data-id=\"f9325bb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-119b555 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"119b555\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-38643fa\" data-id=\"38643fa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6669ac9 elementor-widget elementor-widget-heading\" data-id=\"6669ac9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Investi\u010dn\u00e9 \u017eivotn\u00e9 poistenie<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7dd0964 elementor-widget elementor-widget-text-editor\" data-id=\"7dd0964\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Sp\u00e1ja v sebe v\u00fdhody poistenia a investovania vlo\u017een\u00fdch finan\u010dn\u00fdch prostriedkov, kde je zhodnotenie spravidla vy\u0161\u0161ie ne\u017e v kapit\u00e1lovom \u017eivotnom poisten\u00ed. Je mo\u017en\u00e9 zvoli\u0165 si z ponuky nieko\u013ek\u00fdch investi\u010dn\u00fdch fondov, ktor\u00e9 sa l\u00ed\u0161ia mierou predpokladan\u00e9ho zhodnotenia finan\u010dn\u00fdch prostriedkov a s\u00fa\u010dasne podstupovanou mierou rizika, ktor\u00fa postupuje klient. V praxi to znamen\u00e1, \u017ee \u010das\u0165 zaplaten\u00e9ho poistn\u00e9ho je spotrebovan\u00e9 na krytie poistnej ochrany a poplatky pois\u0165ovne. Zost\u00e1vaj\u00face prostriedky s\u00fa investovan\u00e9, s\u00fa z nich nak\u00fapen\u00e9 podielov\u00e9 jednotky, ktor\u00e9 pois\u0165ov\u0148a vlo\u017e\u00ed na individu\u00e1lny \u00fa\u010det klienta. Pre \u010do najvy\u0161\u0161ie zhodnotenie a obmedzenie investi\u010dn\u00e9ho rizika je odpor\u00fa\u010dan\u00e1 doba trvania poistenia minim\u00e1lne 10 rokov. V pr\u00edpade \u00famrtia poistenej osoby je vyplaten\u00e1 poistn\u00e1 suma pre pr\u00edpad smrti, alebo aktu\u00e1lna hodnota individu\u00e1lneho fondov\u00e9ho \u00fa\u010dtu klienta, pr\u00edpadne obe \u010diastky.<\/p><\/div><p class=\"font_8\" style=\"text-align: left;\">V\u00fdhody:<span class=\"wixGuard\">\u200b<\/span><\/p><ul class=\"font_8\" style=\"text-align: left;\"><li><p class=\"font_8\">mo\u017enos\u0165 meni\u0165 nastavenie poistenia a rozsah poistnej ochrany po\u010das trvania poistnej zmluvy<\/p><\/li><li><p class=\"font_8\">mo\u017enos\u0165 akt\u00edvne meni\u0165 investi\u010dn\u00e9 strat\u00e9gie po\u010das trvania poistenia<\/p><\/li><li><p class=\"font_8\">mo\u017enos\u0165 vklada\u0165 a \u010derpa\u0165 finan\u010dn\u00e9 prostriedky v priebehu trvania poistenia<\/p><\/li><\/ul><p class=\"font_8\" style=\"text-align: left;\"><span class=\"wixGuard\">\u200b<\/span><\/p><p class=\"font_8\" style=\"text-align: left;\">Nev\u00fdhody:<span class=\"wixGuard\">\u200b<\/span><\/p><ul class=\"font_8\"><li style=\"text-align: left;\"><p class=\"font_8\">nie je garantovan\u00e1 poistn\u00e1 suma pri do\u017eit\u00ed<\/p><\/li><li><p class=\"font_8\" style=\"text-align: left;\">nie je garantovan\u00e1 v\u00fd\u0161ka zhodnotenia<\/p><\/li><\/ul><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e0d85bf\" data-id=\"e0d85bf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40f94db elementor-widget elementor-widget-image\" data-id=\"40f94db\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/space-grey-ipad-air-with-graph-on-brown-wooden-table-187041-scaled-pvjeqoouwrosdjz4kgtd6xm72cdv0lujo5s8p1hmtc.jpg\" title=\"space-grey-ipad-air-with-graph-on-brown-wooden-table-187041\" alt=\"space-grey-ipad-air-with-graph-on-brown-wooden-table-187041\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b2c1ec1 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b2c1ec1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6fe4246\" data-id=\"6fe4246\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-eb09fc6 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb09fc6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f59684e\" data-id=\"f59684e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e7a5c4 elementor-widget elementor-widget-image\" data-id=\"3e7a5c4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/bills-capital-cash-cent-210679-scaled-pvjeu4rjywemy2ywfyg4c2b1h7eb8nj457wc1kdo00.jpg\" title=\"bills-capital-cash-cent-210679\" alt=\"bills-capital-cash-cent-210679\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7374d57\" data-id=\"7374d57\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a925c4 elementor-widget elementor-widget-heading\" data-id=\"6a925c4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Kapit\u00e1lov\u00e9 \u017eivotn\u00e9 poistenie<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cc9606 elementor-widget elementor-widget-text-editor\" data-id=\"2cc9606\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Predstavuje efekt\u00edvny a bezpe\u010dn\u00fd sp\u00f4sob zhodnocovania pe\u0148az\u00ed. Je to dlhodob\u00fd produkt, ktor\u00fd v sebe zah\u0155\u0148a poistenie pre pr\u00edpad smrti alebo do\u017eitia. Poistn\u00e1 suma m\u00f4\u017ee by\u0165 pre obe rizik\u00e1 rovnak\u00e1 alebo si klient m\u00f4\u017ee zvoli\u0165 zvl\u00e1\u0161\u0165 poistn\u00fa sumu pre pr\u00edpad smrti a zvl\u00e1\u0161\u0165 poistn\u00fa sumu pre pr\u00edpad do\u017eitia. Ide o garantovan\u00e9 zhodnotenie, ktor\u00e9 je v dne\u0161nej dobe porovnate\u013en\u00e9 s \u00faro\u010den\u00edm na sporiacich \u00fa\u010dtoch. V praxi to znamen\u00e1, \u017ee zo zaplaten\u00e9ho poistn\u00e9ho s\u00fa odpo\u010d\u00edtan\u00e9 n\u00e1klady na krytie poistnej ochrany a poplatky. Zost\u00e1vaj\u00faca \u010das\u0165 poistn\u00e9ho sl\u00fa\u017ei na tvorbu rezervy poistenia. V pr\u00edpade \u00famrtia poisten\u00e9ho, pois\u0165ov\u0148a vyplat\u00ed opr\u00e1vnenej osobe dojednan\u00fa poistn\u00fa sumu. V pr\u00edpade do\u017eitia sa konca poistnej doby, bude poisten\u00e9mu vyplaten\u00e1 dohodnut\u00e1 poistn\u00e1 suma, ktor\u00e1 je garantovan\u00e1 vr\u00e1tane podielov na v\u00fdnosoch.<\/p><p class=\"font_8\" style=\"text-align: left;\">V\u00fdhody:<span class=\"wixGuard\">\u200b<\/span><\/p><ul class=\"font_8\" style=\"text-align: left;\"><li><p class=\"font_8\">garantovan\u00e1 poistn\u00e1 suma pre pr\u00edpad do\u017eitia alebo smrti<\/p><\/li><li><p class=\"font_8\">garantovan\u00e9 minim\u00e1lne zhodnotenie finan\u010dn\u00fdch prostriedkov<\/p><\/li><li><p class=\"font_8\">roz\u0161\u00edrenie rozsahu poistnej ochrany formou r\u00f4znych pripoisten\u00ed<\/p><\/li><\/ul><p class=\"font_8\" style=\"text-align: left;\"><span class=\"wixGuard\">\u200b<\/span><\/p><p class=\"font_8\" style=\"text-align: left;\">Nev\u00fdhody:<\/p><ul class=\"font_8\"><li style=\"text-align: left;\"><p class=\"font_8\">nie je mo\u017en\u00e9 akt\u00edvne ovplyv\u0148ova\u0165 tvorbu kapit\u00e1lovej hodnoty poistenia<\/p><\/li><li style=\"text-align: left;\"><p class=\"font_8\">nie je mo\u017en\u00e9 \u013eubovo\u013ene meni\u0165 nastavenie poistenia<\/p><\/li><li><p class=\"font_8\" style=\"text-align: left;\">nie je mo\u017en\u00e9 \u010derpa\u0165 finan\u010dn\u00e9 prostriedky v priebehu trvania poistenia<\/p><\/li><\/ul><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0cd826f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0cd826f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ec63da5\" data-id=\"ec63da5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-795b3cb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"795b3cb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4246fba\" data-id=\"4246fba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3623501 elementor-widget elementor-widget-heading\" data-id=\"3623501\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Rizikov\u00e9 \u017eivotn\u00e9 poistenie (bez sporiacej zlo\u017eky)<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60aac42 elementor-widget elementor-widget-text-editor\" data-id=\"60aac42\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Neobsahuje \u017eiadnu sporiacu zlo\u017eku a tvor\u00ed poistn\u00fa ochranu pre pr\u00edpad smrti. V pr\u00edpade ukon\u010denia poistnej zmluvy nie je vyplaten\u00e9 \u017eiadne plnenie. K v\u00fdplate dohodnutej poistnej sumy doch\u00e1dza v pr\u00edpade, \u017ee d\u00f4jde k \u00famrtiu poistenej osoby. V r\u00e1mci tejto poistnej zmluvy je mo\u017en\u00e9 dojedna\u0165 aj \u010fal\u0161ie pripoistenia a zv\u00fd\u0161i\u0165 tak poistn\u00fa ochranu poisten\u00e9ho. V praxi rizikov\u00e9 \u017eivotn\u00e9 poistenie zabezpe\u010duje poistn\u00fa ochranu, nezhodnocuje vlo\u017een\u00e9 finan\u010dn\u00e9 prostriedky. Toto poistenie je mo\u017en\u00e9 pou\u017ei\u0165 ako zabezpe\u010denie hypot\u00e9ky alebo in\u00fdch \u00faverov\u00fdch produktov, t.j. vinkulova\u0165 poistenie v prospech in\u00e9ho subjektu.<\/p><p class=\"font_8\" style=\"text-align: left;\">V\u00fdhody:<span class=\"wixGuard\">\u200b<\/span><\/p><ul class=\"font_8\" style=\"text-align: left;\"><li><p class=\"font_8\">garantovan\u00e1 poistn\u00e1 suma pre pr\u00edpad smrti<\/p><\/li><li><p class=\"font_8\">mo\u017enos\u0165 dojednania pevnej alebo klesaj\u00facej poistnej sumy<\/p><\/li><li><p class=\"font_8\">mo\u017enos\u0165 dojednania poistenia u\u017e na dobu 1 rok<\/p><\/li><li><p class=\"font_8\">mo\u017enos\u0165 roz\u0161\u00edrenia rozsahu poistnej ochrany formou r\u00f4znych pripoisten\u00ed<\/p><\/li><\/ul><p class=\"font_8\" style=\"text-align: left;\"><span class=\"wixGuard\">\u200b<\/span><\/p><p class=\"font_8\" style=\"text-align: left;\">Nev\u00fdhody:<span class=\"wixGuard\">\u200b<\/span><\/p><ul class=\"font_8\"><li><p class=\"font_8\" style=\"text-align: left;\">neobsahuje sporiacu zlo\u017eku<\/p><\/li><\/ul><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-db23e31\" data-id=\"db23e31\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-169c3f5 elementor-widget elementor-widget-image\" data-id=\"169c3f5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/black-and-white-cemetery-christ-church-208315-scaled-pvjew9ubjbbkxiinlt32hf0tsye7hy1x6bwbdaoes8.jpg\" title=\"black-and-white-cemetery-christ-church-208315\" alt=\"black-and-white-cemetery-christ-church-208315\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-afe7705 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"afe7705\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e3d16a9\" data-id=\"e3d16a9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8523b59 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8523b59\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9489abe\" data-id=\"9489abe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-52a00c8 elementor-widget elementor-widget-image\" data-id=\"52a00c8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/woman-helping-sportsman-with-injury-during-cardio-training-3760275-scaled-pvjexh2vsl6idge0mblrul7bxqfdydq9szogbw8xh4.jpg\" title=\"woman-helping-sportsman-with-injury-during-cardio-training-3760275\" alt=\"woman-helping-sportsman-with-injury-during-cardio-training-3760275\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b20580e\" data-id=\"b20580e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a54b568 elementor-widget elementor-widget-heading\" data-id=\"a54b568\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00darazov\u00e9 poistenie<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-369f624 elementor-widget elementor-widget-text-editor\" data-id=\"369f624\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Ka\u017ed\u00fd \u010dlovek je aj pri najv\u00e4\u010d\u0161ej opatrnosti vystaven\u00fd riziku \u00farazu. Zodpovednos\u0165 za seba a svojich bl\u00edzkych n\u00e1m ur\u010dite nedovo\u013euje spolieha\u0165 sa len na \u0161\u0165astn\u00e9 n\u00e1hody. \u00darazov\u00e9 poistenie poskytuje klientovi finan\u010dn\u00e9 zabezpe\u010denie pre pr\u00edpad nepredv\u00eddanej udalosti- \u00farazu, napr. m\u00f4\u017eu to by\u0165 trval\u00e9 n\u00e1sledky \u00farazu, \u010das nevyhnutn\u00e9ho lie\u010denia \u00farazu, hospitaliz\u00e1cia v d\u00f4sledku \u00farazu, pr\u00e1ceneschopnos\u0165, smr\u0165 \u00farazom, drobn\u00e9 \u00farazy, zlomeniny, a in\u00e9.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0a7e952 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0a7e952\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-92dfc84\" data-id=\"92dfc84\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-98dfaf6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"98dfaf6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9d06612\" data-id=\"9d06612\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e213f9c elementor-widget elementor-widget-heading\" data-id=\"e213f9c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Individu\u00e1lne \u00farazov\u00e9 poistenie<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05327af elementor-widget elementor-widget-text-editor\" data-id=\"05327af\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Sl\u00fa\u017ei k zmierneniu str\u00e1t z u\u0161l\u00e9ho pr\u00edjmu v d\u00f4sledku \u00farazu. Ide o poistenie so \u0161irok\u00fdm v\u00fdberom pripoisten\u00ed s volite\u013enou v\u00fd\u0161kou poistn\u00fdch s\u00fam a doby poistenia. Toto poistenie v sebe zah\u0155\u0148a \u010di u\u017e pracovn\u00e9 \u00farazy alebo aj \u00farazy po\u010das vo\u013en\u00e9ho \u010dasu.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-230bfd8\" data-id=\"230bfd8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a05e15 elementor-widget elementor-widget-image\" data-id=\"8a05e15\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/person-wearing-ankle-foot-orthosis-3912370-scaled-pvjeydz8fsfjnt28a7tpruwgq7x8fscvliig4kw5fc.jpg\" title=\"person-wearing-ankle-foot-orthosis-3912370\" alt=\"person-wearing-ankle-foot-orthosis-3912370\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6d3793f elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6d3793f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e4bf278\" data-id=\"e4bf278\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8f595c0 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8f595c0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3d1ec8a\" data-id=\"3d1ec8a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f211dd elementor-widget elementor-widget-image\" data-id=\"5f211dd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/action-activity-adult-athletes-262524-scaled-pvjezavl2zoky5qfy41np4llipf2x6zhe1cfx9jddk.jpg\" title=\"action-activity-adult-athletes-262524\" alt=\"action-activity-adult-athletes-262524\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-36df4ea\" data-id=\"36df4ea\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-32c654b elementor-widget elementor-widget-heading\" data-id=\"32c654b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Skupinov\u00e9 \u00farazov\u00e9 poistenie<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41b2cc8 elementor-widget elementor-widget-text-editor\" data-id=\"41b2cc8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Skupinov\u00e9 \u00farazov\u00e9 poistenie os\u00f4b je komplexn\u00fdm a variabiln\u00fdm \u00farazov\u00fdm produktom, ktor\u00fd umo\u017e\u0148uje jednou poistnou zmluvou poisti\u0165 skupinu \u013eud\u00ed. V\u00fdhodn\u00fd je pre organiz\u00e1cie na zabezpe\u010denie poistnej ochrany svojich zamestnancov po\u010das v\u00fdkonu pr\u00e1ce, \u00fa\u010dastn\u00edkov detsk\u00fdch letn\u00fdch t\u00e1borov, ly\u017eiarskych z\u00e1jazdov, \u0161k\u00f4l v pr\u00edrode a in\u00fdch hromadn\u00fdch podujat\u00ed. Poistn\u00e1 doba je minim\u00e1lne 1 rok.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e05760d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e05760d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7760970\" data-id=\"7760970\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5532906 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5532906\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-455e2ac\" data-id=\"455e2ac\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d06f0d elementor-widget elementor-widget-heading\" data-id=\"7d06f0d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Kr\u00e1tkodob\u00e9 \u00farazov\u00e9 poistenie<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b89bef0 elementor-widget elementor-widget-text-editor\" data-id=\"b89bef0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"comp-k86jgo15\" class=\"_2KixH\"><div id=\"text-content-comp-k86jgo15\" class=\"_1Q9if _3bcaz\" data-testid=\"richTextElement\"><p class=\"font_8\">Ide o \u00farazov\u00e9 poistenie so skr\u00e1tenou poistnou dobou, tento produkt je vyu\u017e\u00edvan\u00fd hlavne na poistenie os\u00f4b, ktor\u00e9 sa z\u00fa\u010dast\u0148uj\u00fa exkurzi\u00ed, v\u00fdletov, firemn\u00fdch \u0161portov\u00fdch dn\u00ed a taktie\u017e ako aj poistenie absolventskej praxe alebo aktiva\u010dn\u00fdch pr\u00e1c nezamestnan\u00fdch.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6d1b255\" data-id=\"6d1b255\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1084978 elementor-widget elementor-widget-image\" data-id=\"1084978\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.solubet.sk\/wp-content\/uploads\/elementor\/thumbs\/clear-glass-with-red-sand-grainer-39396-scaled-pvjf04yf5otr9oir2h1pwx0cj1atriaw667za4arug.jpg\" title=\"clear-glass-with-red-sand-grainer-39396\" alt=\"clear-glass-with-red-sand-grainer-39396\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Poinstenie Cestovn\u00e9 Majetku Mot. vozidiel \u017dIVOTN\u00c9 A \u00daRAZOV\u00c9 CESTOVN\u00c9 POISTENIE Dnes si u\u017e h\u00e1dam ani nevieme predstavi\u0165 situ\u00e1ciu, ke\u010f sa vyberieme na vyt\u00fa\u017een\u00fa dovolenku bez poistenia. Cestovn\u00e9 poistenie sa ve\u013emi r\u00fdchlo udom\u00e1cnilo v\u010faka svojej jednoduchosti a v pr\u00edpade potreby rie\u0161enia nepredv\u00eddan\u00fdch udalost\u00ed v\u010faka spo\u013eahlivosti pomoci. V tomto poisten\u00ed m\u00e1me mo\u017enos\u0165 poistnej ochrany vo\u010di viacer\u00fdm rizik\u00e1m. &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.solubet.sk\/?page_id=14\"> <span class=\"screen-reader-text\">Poistenie<\/span> \u010c\u00edtajte viac &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":432,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"disabled","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"class_list":["post-14","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/pages\/14","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.solubet.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14"}],"version-history":[{"count":57,"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/pages\/14\/revisions"}],"predecessor-version":[{"id":2436,"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/pages\/14\/revisions\/2436"}],"up":[{"embeddable":true,"href":"https:\/\/www.solubet.sk\/index.php?rest_route=\/wp\/v2\/pages\/432"}],"wp:attachment":[{"href":"https:\/\/www.solubet.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}